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San Antonio's Premier Mortgage Loan Officer

Building Lasting Relationships Through Exceptional Service

About me

I am passionate about helping people achieve their dream of home ownership. With over 30 years of experience in the mortgage industry, I thrive on the details of the loan process and building lasting relationships. In my extensive career I have held various roles, giving me comprehensive understanding of every step in the mortgage journey. This in-depth knowledge ensures a seamless transaction for my clients.

Fluent in both Spanish and English, I have been a tremendous asset to the Hispanic community in San Antonio, contributing significantly to my success. My ability to communicate effectively in Spanish has allowed me to build strong connections and serve a diverse clientele.

I am dedicated to providing personalized service to each of my clients. I understand that every client’s situation is unique and I tailor my approach to meet their specific needs. My commitment to personalized service ensures that clients feel supported and informed throughout the entire mortgage process.

Helping clients succeed is a top priority for me and the entire team at Guild Mortgage. By educating clients on the entire mortgage process, I ensure success not only for them but for myself as well.

When I’m not working, I love traveling and spending quality time with my family.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Leah
Aug 07, 2025
Aubrey, TX
Verified

Constant and clear communication throughout thr whole process. Margot was very pleasant to work with and answered all of our questions. She made the process seamless. Highly reccommend!
Humberto
Aug 09, 2025
San Antonio, TX
Verified

I was very satisfied with the process and how smoothly it went for me. Thanks to Margot and the rest of the team for a great experience.
Liza
Aug 09, 2025
San Antonio, TX
Verified

Margot kept us updated wvery step of the way. When clients didnt reapond, she would reach out to ask us to communicate. Very smooth transition and close in time!
frank h
Aug 03, 2025
Verified

It was a great experience on closing a transaction with Margot. Her knowledge, professionalism and customer service were 5 stars. I definitely would reach out to Margot again. Best regards, FH.
Francisco
Aug 02, 2025
Houston, TX
Verified

Margot was very responsive, knowledgable and has great customer service. It was a great experience with her and I would reach out to her on any future loan needs for my clients. Best regards. FH.
Catherine
Jul 30, 2025
San Antonio, TX
Verified

Margot went beyond to assist my Buyer's with their Doc Signing. They were very greatful with all they learned and made the transaction very confident and smooth for them. All her extra time is very appreciate with ALL my Clients. Thank you for being a great professional in this field.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #177080
I am authorized to do business in the state of Texas.