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San Antonio's Premier Mortgage Loan Officer

Building Lasting Relationships Through Exceptional Service

About me

I am passionate about helping people achieve their dream of home ownership. With over 30 years of experience in the mortgage industry, I thrive on the details of the loan process and building lasting relationships. In my extensive career I have held various roles, giving me comprehensive understanding of every step in the mortgage journey. This in-depth knowledge ensures a seamless transaction for my clients.

Fluent in both Spanish and English, I have been a tremendous asset to the Hispanic community in San Antonio, contributing significantly to my success. My ability to communicate effectively in Spanish has allowed me to build strong connections and serve a diverse clientele.

I am dedicated to providing personalized service to each of my clients. I understand that every client’s situation is unique and I tailor my approach to meet their specific needs. My commitment to personalized service ensures that clients feel supported and informed throughout the entire mortgage process.

Helping clients succeed is a top priority for me and the entire team at Guild Mortgage. By educating clients on the entire mortgage process, I ensure success not only for them but for myself as well.

When I’m not working, I love traveling and spending quality time with my family.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Rosie
Jul 12, 2025
Harlingen, TX
Verified

Working with a very knowledgeable loan officer who made the transaction so smooth and easy for my first time home buyer.
Rochelle
Jul 12, 2025
Harlingen, TX
Verified

Margot was AMAZING! She truly had my best interest at heart.
Rochelle R
Jul 11, 2025
Verified

Margot was the absolute BEST! She made me feel so comfortable and at ease through the entire process. She truly had my best interest at heart. With her help, I was able to accomplish a life goal of mine at 27. I will forever be grateful to Margot! I will be highly recommending her to family and friends.
Patricia
Jun 25, 2025
San Antonio, TX
Verified

Margot and her team were fantastic! Answering my questions and caddressjng my concerns timely even at my weird late hours. They are the best!!!
Carmela
Jun 27, 2025
Ben Bolt, TX
Verified

Margot was extremely patient with me and the many situations we encountered throughout the process. She always worked towards the best solution for me when we would get stuck.
Phyllis
Jun 21, 2025
Boerne, TX
Verified

Margot is both knowledgable and gives very personal service and my clients had a wonderful experience. You have a gem with Margot and I wish I had more buyers right now to refer to her. Thank you.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #177080
I am authorized to do business in the state of Texas.