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San Antonio's Premier Mortgage Loan Officer

Building Lasting Relationships Through Exceptional Service

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I am passionate about helping people achieve their dream of home ownership. With over 30 years of experience in the mortgage industry, I thrive on the details of the loan process and building lasting relationships. In my extensive career I have held various roles, giving me comprehensive understanding of every step in the mortgage journey. This in-depth knowledge ensures a seamless transaction for my clients.

Fluent in both Spanish and English, I have been a tremendous asset to the Hispanic community in San Antonio, contributing significantly to my success. My ability to communicate effectively in Spanish has allowed me to build strong connections and serve a diverse clientele.

I am dedicated to providing personalized service to each of my clients. I understand that every client’s situation is unique and I tailor my approach to meet their specific needs. My commitment to personalized service ensures that clients feel supported and informed throughout the entire mortgage process.

Helping clients succeed is a top priority for me and the entire team at Guild Mortgage. By educating clients on the entire mortgage process, I ensure success not only for them but for myself as well.

When I’m not working, I love traveling and spending quality time with my family.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Lock and Shop

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.93
5.0
David P
Oct 01, 2025
Verified

As a real estate broker, I've worked with Margot before and she's always delivered on complex loans. For that reason, we decided to work with her on our personal complex loan. She was knowledgeable, professional and went above and beyond to make full use of seller’s concessions. She kept us informed along the way and most importantly, Closed On Time!
Gloria
Oct 01, 2025
Seguin, TX
Verified

Our loan officer Margot was the best. She was on top of the whole process for us from start to finish and we truly appreciate it.
Rafael
Sep 26, 2025
Converse, TX
Verified

She was very patient and explained throughly the entire process.
Monica B
Sep 26, 2025
Verified

Margot is amazing! Very helpful and communicative
Monica
Sep 26, 2025
Converse, TX
Verified

Margot is amazing! Friendly and very helpful and communicative with my clients
Leah
Aug 07, 2025
Aubrey, TX
Verified

Constant and clear communication throughout thr whole process. Margot was very pleasant to work with and answered all of our questions. She made the process seamless. Highly reccommend!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #177080
I am authorized to do business in the state of Texas.