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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.29
4.94
4.73
Sara
Jan 13, 2025
San Antonio, TX
Verified

Jeff and his team did a great job!
Martha V
Jan 13, 2025
Verified

Jeff, Chantel and the team provide outstanding communication. I always knew the status of the file. We even closed early! I will definitely be referring them to my other clients!
Martha
Jan 13, 2025
Adkins, TX
Verified

Jeff, Chantel, and the team are great to work with. Their communication skills were outstanding, so I always knew what was going on with the file. I will recommend this team to all my future clients.
Brenda
Jan 06, 2025
La Vernia, TX
Verified

Jeff and his team were fantastic! This was by far one of the smoothest transactions.
Theodore
Dec 04, 2024
Verified

Working with Jeff is super easy. I have done several mortgages with him. I highly recommend him!
Johnnie
Dec 03, 2024
Verified

I am thrilled to share my outstanding experience with Jeff Cruz as a mortgage broker! Having worked with him close to a dozen times, I can confidently say that his expertise and dedication set him apart in the industry. Jeff is not only incredibly knowledgeable about the mortgage process, but he consistently goes above and beyond to ensure that his clients feel supported and informed every step of the way. His responsiveness is unparalleled; I can’t tell you how many times I've texted him questions or needed updates, and he promptly replies from 7 am to 10 pm. His availability and attentiveness make the often-stressful process of securing a mortgage much more manageable. Whether you're a first-time homebuyer or looking to refinance, I wholeheartedly recommend Jeff Cruz. His professionalism, dedication, and quick responses make him a true asset to anyone seeking mortgage guidance. Thank you, Jeff, for your unwavering support and for making each transaction a smooth and successful experience!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #225971
I am authorized to do business in the states of Florida and Texas.