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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Helen Bernatek started “Helen's Money Team” more than 20 years ago and has always enjoyed working with repeat clients as well as new ones!  She and her mortgage partner, Cassadie Bolen, love assisting home-buyers and watching their dreams come true!
 
Cassadie and Helen often brainstorm about the mortgages they're working on to make sure all details are covered, and every client is provided the best experience possible.
Helen says Cassadie “keeps her young and on-her-toes” and Cassadie appreciates Helen's years of experience with every type of loan scenario!
 
Helen’s Money Team has offices in Central Texas and West Texas, making us well-versed on all loan programs in the states of Texas and Arizona.  We love people and take pride in giving every customer our personal touch to make their home-buying experience simple and fun! 

 

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.94
5.0
Clarissa Q
May 01, 2025
Verified

Cassadie was incredible! Truly made my first home buying experience a breeze. A true blessing to have Cassadie in your corner. She was readily available to help ease my worries and educated me on my every step along the way. I always felt included and part of the team. Cassadie has proficient knowledge of this business and always has the best interest of her clients in mind. Thank you for everything Cassadie!
Bobbie R
Apr 30, 2025
Verified

Cassadie Bolen was great I’m referring friends and family over to guild mortgage she did amazing thank you so much I appreciate everything you did to help me get in my new home
Bobbie
Apr 28, 2025
San Antonio, TX
Verified

We hit many speed bumps along our process but the team made sure to make everything run smoothly
Thomas
Apr 21, 2025
Austin, TX
Verified

We had the great pleasure of working with Cassadie on our mortgage loan from Guild. She was very professional, responsive and kept us informed along the way till closing. She is very dedicated and made our closing on our condo uneventful. We highly recommend Cassidie and Guild Mortgage for future home loans or refinancing. Thanks Cassadie! New Condo Owners Tom and Helen Bernatek
Mary Ann G
Apr 22, 2025
Verified

I cannot say enough wonderful things about Cassadie Bolen with Guild Mortgage. Working with her on behalf of my buyer client was an absolute pleasure from start to finish. Cassadie is the perfect blend of professionalism, responsiveness, and genuine care — qualities that are absolutely essential in a lender, especially in today’s fast-paced market. Throughout the transaction, Cassadie maintained consistent and clear communication, kept us informed every step of the way, and went above and beyond to ensure that everything stayed on track. Most importantly, Cassadie delivered exactly what she promised — a smooth, EARLY closing. It’s rare to find someone who not only meets expectations but exceeds them at every turn. I would absolutely recommend Cassadie to any buyer looking for a trustworthy, dependable, and highly capable mortgage professional. She’s a true asset to any real estate team!
Thomas
Mar 24, 2025
New Braunfels, TX
Verified

We had a Mortgage Insurance administrator require additional debt be paid off that was not in the original commitment. Our loan officer, Cassadie, helped us get through the issue with a reasonable change. Outside of that everything was gerat!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1644306
I am authorized to do business in the state of Texas.