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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Helen Bernatek started “Helen's Money Team” more than 20 years ago and has always enjoyed working with repeat clients as well as new ones!  She and her mortgage partner, Cassadie Bolen, love assisting home-buyers and watching their dreams come true!
 
Cassadie and Helen often brainstorm about the mortgages they're working on to make sure all details are covered, and every client is provided the best experience possible.
Helen says Cassadie “keeps her young and on-her-toes” and Cassadie appreciates Helen's years of experience with every type of loan scenario!
 
Helen’s Money Team has offices in Central Texas and West Texas, making us well-versed on all loan programs in the states of Texas and Arizona.  We love people and take pride in giving every customer our personal touch to make their home-buying experience simple and fun! 

 

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.94
5.0
Thomas
Mar 24, 2025
New Braunfels, TX
Verified

We had a Mortgage Insurance administrator require additional debt be paid off that was not in the original commitment. Our loan officer, Cassadie, helped us get through the issue with a reasonable change. Outside of that everything was gerat!
Mary E
Mar 24, 2025
New Braunfels, TX
Verified

Cassadie Bolen was so detail oriented and diligent; I had complete confidence in her. She also worked extremely well with our agent. Her personality and confidence helped get us through this process smiling!
Isaiah
Mar 17, 2025
Mineral, TX
Verified

Great through out the whole process.
Jacob
Mar 03, 2025
Sutherland Springs, TX
Verified

Cassadie Made it Such a Breeze!
Kent
Feb 10, 2025
Bandera, TX
Verified

Responsive and patient while we worked through the process of finding a home over a longer period of time than initially expected.
Sydney
Jan 13, 2025
San Antonio, TX
Verified

Great communication and seamless process! Cassadie and Guild Mortgage took great care of us.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1644306
I am authorized to do business in the state of Texas.