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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Helen Bernatek started “Helen's Money Team” more than 20 years ago and has always enjoyed working with repeat clients as well as new ones!  She and her mortgage partner, Cassadie Bolen, love assisting home-buyers and watching their dreams come true!
 
Cassadie and Helen often brainstorm about the mortgages they're working on to make sure all details are covered, and every client is provided the best experience possible.
Helen says Cassadie “keeps her young and on-her-toes” and Cassadie appreciates Helen's years of experience with every type of loan scenario!
 
Helen’s Money Team has offices in Central Texas and West Texas, making us well-versed on all loan programs in the states of Texas and Arizona.  We love people and take pride in giving every customer our personal touch to make their home-buying experience simple and fun! 

 

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.92
5.0
Melissa
Nov 04, 2024
Verified

Cassadie is absolutely wonderful. She is so knowledgeable and helpful. She has saved deals and delivers fantasitc costumer service.
Harold
Oct 22, 2024
Verified

I have been in the real estate business for 30 years, and I can say without hesitation that Cassidy Bolen is one of the best mortgage professionals I have ever worked with. My client required significant guidance throughout the mortgage process, and she demonstrated extraordinary patience, reminiscent of Job. Her expertise and knowledge ensured a seamless loan approval, making the entire experience smooth and successful.
Bobbi
Oct 22, 2024
Verified

It was a pleasure to work with Guild Mortgage and with Helen and her team. Everyone made sure we were on track with our documents and were always available when needed. Communication was excellent, we were kept updated every step of the way. I would recommend Guild to anyone looking for a new home!!
Shani
Oct 22, 2024
Verified

Cassadie made the entire process easy and stress free.
elias
Oct 22, 2024
Verified

Cassadie went above and beyond for us. She answered all of our questions. She's very knowledgeable about what she's doing. I will be recommending her to everyone looking to buy a house.
Leslie
Oct 16, 2024
Verified

Helen is great! She has helped several of my clients with the purchase of their homes. She is accurate, great at communicating, responsive, and gets contracts to the finish line!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1644306
I am authorized to do business in the states of Arizona and Texas. AZ BK#0018883; AZ BKBR# 1038232; AZ LO Lic.# 1038250;