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About me

Tim isn’t your average loan officer. Driven by a passion for client education, he believes in the power of knowledge over sales tactics. His mission? To empower homebuyers and investors with the insights they need to make informed financial decisions.

Tim’s approach is all about personalized financial education. He breaks down complex mortgage jargon into simple, understandable terms, ensuring you feel confident every step of the way. Known for his meticulous attention to detail, Tim leaves no stone unturned in his quest to provide the best possible service.

Areas of Expertise:

First-time homebuyers

Investment properties

Military personnel

Down payment assistance programs

Community assistance programs

New build homes

Rural properties & manufactured homes

Creative financing

Tim lives by the words of Thomas Sowell: “When you want to help people, you tell them the truth. When you want to help yourself, you tell them what they want to hear.” This philosophy underscores his commitment to honesty and transparency in every client interaction.

Reach out to Tim and his team to turn your home ownership and real estate investment dreams into reality!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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4.9
Michelle S.
Oct 3, 2025
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Love working with Tim -he works hard to get the best rate and get the transaction closed.
Timothy
Oct 3, 2025
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Very easy to ask questions. Very informed in the entire process. Tim would check in and let me know wha...See more
Michelle
Oct 3, 2025
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Tim had great communication and worked hard to get the transaction closed.
Natalia B.
Oct 1, 2025
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Justin Steiner and his team are amazing. I am a Realtor, and worked with Justin on several occasions. He is kind, prof...See more
Justin C.
Oct 1, 2025
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Justin Steiner and his team are top notch! Their communication, service, and expertise are second to none. Awesome exper...See more
Zoe K.
Oct 1, 2025
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Amazing team!! My refi process was so easy. I received updates and communication the whole way and never had any questi...See more

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Awards

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Causes & Memberships

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NMLS ID #793567

I am authorized to do business in the state of Texas.

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