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Melissa Condensa
Branch Manager NMLS# 1149324
About Me
I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.
My Approach:
Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.
Why Guild Mortgage Company?
At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.
My Philosophy:
Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.
Beyond Mortgages:
Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.
Let's Connect:
I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!
Click below for FAQs:
▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal?
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Evan Schmidt helps to get new clients approved and get their loans into underwriting for credit approval.
J’Lynn Chapa helps get new applications set up and helps make sure required documents get sent in. I am not a licensed loan originator.
Marc Condensa helps with files once they are under contract and provides weekly updates to all parties. I am not a licensed loan originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
Reverse mortgage loan
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Your home loan insights
Testimonials
Melissa and team were very quick to respond to answer all our questions throughout the whole buying process.
Working with Melissa was a breeze, as a first time buyer I had all tons of questions and concerns about the process and she made it so easy. She took the time to answer all my wild questions and calm my fears, even a month after closing she is checking in with me and making sure I have everything I need.
Highly recommended!100% She was always updating me on every single step , always available I had a Great experience working with Melissa really felt like working as a team . Thanks again Melissa keep up the great work !!!
What makes the difference between you and others was 100% communication Always updating the realtor on any single step And we really appreciate that .
The process was easy and the loan officer make it so easy for us. The loan officer guide us and show us each step of the way. Importantly the loan officer explained everything we need and answered all the questions we had. It was amazing to have a kind and patient loan officer.
The service was fast and easy. The staff is always there for any questions and very professional.
Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov