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Melissa Condensa
Branch Manager NMLS# 1149324
About Me
I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.
My Approach:
Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.
Why Guild Mortgage Company?
At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.
My Philosophy:
Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.
Beyond Mortgages:
Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.
Let's Connect:
I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!
Click below for FAQs:
▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal?
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Evan Schmidt helps to get new clients approved and get their loans into underwriting for credit approval.
J’Lynn Chapa helps get new applications set up and helps make sure required documents get sent in. I am not a licensed loan originator.
Marc Condensa helps with files once they are under contract and provides weekly updates to all parties. I am not a licensed loan originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Your home loan insights
Testimonials
Close on time and great communication.
I recently had the pleasure of working with Melissa Condensa as the mortgage lender for my client’s new home purchase, and I couldn't be more impressed with her exceptional service. From the very beginning, Melissa demonstrated a level of professionalism and dedication that is truly rare to find. Melissa went above and beyond in every aspect of the mortgage process. She was incredibly communicative, keeping us informed every step of the way. Her ability to explain complex financial details in a clear and concise manner was invaluable, ensuring that my client fully understood every part of the process. What truly set Melissa apart was her unwavering commitment to surpassing our expectations. She anticipated potential challenges and addressed them proactively, making the entire experience smooth and stress-free. Her responsiveness was unparalleled – any question or concern was met with a prompt and thorough response, often going out of her way to provide additional resources and support. Melissa’s expertise and personalized approach made a significant difference in securing the best possible mortgage terms for my client. She treated us not just as clients, but as partners, genuinely invested in our success and satisfaction. Thanks to Melissa's exceptional service, my client is now happily settled in her new home, confident that she made the best financial decision. I wholeheartedly recommend Melissa Condensa to anyone in need of a mortgage lender who truly cares about their clients and delivers outstanding results. She is a true professional and an absolute pleasure to work with.
Informative and helpful throughout process
Fast communication and responses and knowledgeable answers. Never a bumpy road when working with Melissa Condensa and Guild Mortgage. I would definitely work with them again and advise others to do so as well.
Fast communication and responses and knowledgeable answers. Never a bumpy road working with Melissa Condensa and Guild Mortgage would definitely work with them again and refer others to do so as well.
Melissa is always so nice and informative! She makes the purchasing process easy and with the best options around! And surrounded with an excellent team! Highly recommend!
