Melissa Condensa
Branch Manager
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.
My Approach:
Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.
Why Guild Mortgage Company?
At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.
My Philosophy:
Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.
Beyond Mortgages:
Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.
Let's Connect:
I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!
Click below for FAQs:
â–¶ï¸ How much does a mortgage inquiry affect your credit?
â–¶ï¸ How do I start the home buying process?
â–¶ï¸ Who do I call first, lender or realtor?
â–¶ï¸ Pre-qualified or Pre-approval?
â–¶ï¸ Do I need to have credit pulled to get a mortgage?
â–¶ï¸ Mortgage Score vs Credit Karma Score
â–¶ï¸ What is PMI?
â–¶ï¸ How long do I have to be on my job to buy a house?
â–¶ï¸ Why do I need an inspection and appraisal?
â–¶ï¸ How long will it take to buy a home?
â–¶ï¸ Do I need 20% for my down payment? No!
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse Mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Evan Schmidt helps to get new clients approved and get their loans into underwriting for credit approval.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
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Testimonials
NMLS ID #1149324
I am authorized to do business in the states of California, Florida, Oklahoma and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;