Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.

My Approach:

Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.

Why Guild Mortgage Company?

At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.

My Philosophy:

Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.

Beyond Mortgages:

Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.

Let's Connect:

I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!

Click below for FAQs:

▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal? 
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!

▶️ VA Loans = Zero Down Payment

Read Blog

Meet my team

Team Logo

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.93
4.94
Harold
Feb 18, 2025
Azle, TX
Verified

Melissa and the whole crew were absolutely incredible. My wife and I felt well taken care of the entire time. This being our first home purchase, we were very nervous, but Melissa helped us get past that and we felt confident . 10/10!
Staci B
Feb 12, 2025
Verified

Melissa was great! I loved that when she sent over information that there was a personalized video to explain everything in greater detail. She took the time to answer any and all questions the questions I had.
Jessica B
Feb 12, 2025
Verified

We were very blessed to be able to work with Melissa Condensa during our home buying process. The process of buying a home is hard and scary, but Melissa was right there with us answering every questions and helping us along the way. Melissa is exceptional and I highly recommend everyone work with her for peace of mind and for a great experience.
Lillian
Feb 03, 2025
Houston, TX
Verified

Meet Melissa and you will know how great she is. Very patient and on time with all the paperwork. A lady with her word. Love you sis. Keep it up to put a smile on ours. As for me I cry the cry of joy.
Charown
Jan 27, 2025
Mansfield, TX
Verified

Everyone was very professional answered.All our questions and got the job done for us.We appreciate you guys thanks
Claudia
Jan 27, 2025
Addison, TX
Verified

Very responsive, did what they said they would do!

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #1149324
I am authorized to do business in the states of California, Florida, Oklahoma and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;