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Melissa Condensa
Branch Manager NMLS# 1149324
About Me
I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.
My Approach:
Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.
Why Guild Mortgage Company?
At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.
My Philosophy:
Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.
Beyond Mortgages:
Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.
Let's Connect:
I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!
Click below for FAQs:
▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal?
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Evan Schmidt helps to get new clients approved and get their loans into underwriting for credit approval.
J’Lynn Chapa helps get new applications set up and helps make sure required documents get sent in. I am not a licensed loan originator.
Marc Condensa helps with files once they are under contract and provides weekly updates to all parties. I am not a licensed loan originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
Reverse mortgage loan
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Your home loan insights
Testimonials
Transparency and patience throughout the entire process.
Melissa and her team did a stellar job. An absolute class act. Quick to respond and beyond polite!
Everything's great!
Melissa and her team always roll out the red carpet for my clients, regardless if it is a $250k loan or an $850k loan. I tell all my clients, if there is a way the loan can be completed, Melissa will find the way.
Other morgage cos couldnt match Guilds rates, Melissa is local, and the experience felt local and she and my realtor and I worked together as a unit! Ill be back to see Melissa again this spring for our next project!
(Translated by Google) Melissa Condensa, is a great person she has a great team to work with, I recently closed a loan with Guild Mortgage and everything was so easy everything happened with in 1 month. I truly recommend Melissa and her team if you are looking to buy or refinance a home or a manufacturer home. Melissa Condensa, she is a great person, she has a great team to work with, I recently closed a loan with Guild Mortgage and everything was very easy, it all happened in 1 month. I truly recommend Melissa and her team if you are looking to purchase or refinance a home or manufacturer home. (Original) Melissa Condensa, is a great person she has a great team to work with, I recently closed a loan with Guild Mortgage and everything was so easy everything happened with in 1 month. I truly recommend Melissa and her team if you are looking to buy or refinance a home or a manufacturer home. Melissa Condensa, es una gran persona, tiene un gran equipo con quien trabajar, recientemente cerré un préstamo con Guild Mortgage y todo fue muy fácil, todo sucedió en 1 mes. Realmente recomiendo a Melissa y su equipo si está buscando comprar o refinanciar una casa o una casa fabricante.
