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Melissa Condensa
Branch Manager NMLS# 1149324
About Me
I am an experienced Mortgage Loan Originator with a demonstrated history of working in the financial services industry. With over 18 years of experience doing mortgages, I use the skills and knowledge I've gained to help people looking to purchase or refinance a home. Guild Mortgage Company allows me to provide programs that can help almost any client, and if I don't have a product, I will help you find another person who can help. I believe in finding a solution, even if that solution can't be fulfilled by me. Life is too short not to be helpful! So, whether you are purchasing your first home, your dream home, or needing a refinance, I am here to help to find the best product for you.
Outside work I enjoy raising my twin boys with my husband of 19 years. I enjoy running, travelling, and supporting the arts. Looking forward to getting to know you!
Click below for FAQs:
▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal?
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!
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The perfect home loan for you
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
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Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov