Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Branch Manager NMLS# 1149324
I am an experienced Mortgage Loan Originator with a demonstrated history of working in the financial services industry. With over 18 years of experience doing mortgages, I use the skills and knowledge I've gained to help people looking to purchase or refinance a home. Guild Mortgage Company allows me to provide programs that can help almost any client, and if I don't have a product, I will help you find another person who can help. I believe in finding a solution, even if that solution can't be fulfilled by me. Life is too short not to be helpful! So, whether you are purchasing your first home, your dream home, or needing a refinance, I am here to help to find the best product for you.
Outside work I enjoy raising my twin boys with my husband of 19 years. I enjoy running, travelling, and supporting the arts. Looking forward to getting to know you!
Click below for FAQs:
▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal?
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Your home loan insights
Already a homeowner?
Find out what your home is worth and see how your equity can work for you.
Get your home estimate
I have worked with Guild Mortgage on several home-buying transactions. Each experience has been fantastic. Their customer service is excellent and I am sure I will return for future purchases and/or refinancing.
Melissa is amazing! She truly knows her craft inside and out and approaches every client with kindness and compassion. I highly recommend working with her and Guild Mortgage!
Melissa is a wonderful financial consultant to work with. No task is too small or large to give in undivided attention. My second home purchase and her commitment sets the standard. Thank you Sandra
Melissa was professional and patient. Walked me through the process and answered all my questions. Their online portal made staying in touch and informed easy. Highly recommend.
Excellent Mortgage Company Melissa Condensa is the best she will really ease the journey of house buying and she will keep you update throughout the whole process. She truly represents what you want in a Mortgage Company when purchasing a Home.
Melissa cared as much about the purchase of our home as we did or as least that's how her and her team made my wife and me feel. Melissa proactively managed our loan process ever step of the way. During a pandemic build when our builder's timeline was erratic Melissa monitored the situation closely so that we could stay stress free but also get the best rate possible. I would recommend Melissa any day.
Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov