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About me

I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.Read more

I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.

My Approach:

Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.

Why Guild Mortgage Company?

At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.

My Philosophy:

Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.

Beyond Mortgages:

Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.

Let's Connect:

I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!

Click below for FAQs:

How much does a mortgage inquiry affect your credit?
How do I start the home buying process?
Who do I call first, lender or realtor?
Pre-qualified or Pre-approval?
Do I need to have credit pulled to get a mortgage?
Mortgage Score vs Credit Karma Score
What is PMI?
How long do I have to be on my job to buy a house?
Why do I need an inspection and appraisal? 
How long will it take to buy a home?
Do I need 20% for my down payment? No!

VA Loans = Zero Down Payment

Awards

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Causes and Memberships

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Testimonials

4.95 (762 reviews)
Zillow logo
5.0
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5.0
Experience logo
4.9
Google logo
4.9
Third party logo
5.0
Melissa was awesome and great at making this all happen
Experience logo
Cyndi

Mar 13, 2026

Clifton, TX

Melissa truly made this a seamless experience. a first time homebuyer, the whole process to think about was scary, but once we started working with Melissa, everything went so smoothly. It was so easy. There was no stress. She has the patience of a saint.
Experience logo
Trey

Mar 12, 2026

Waxahachie, TX

Team Logo

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Marc Condensa

Transaction Coordinator

Marc Condensa helps with files once they are under contract and provides weekly updates to all parties. I am not a licensed loan originator.

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J'Lynn Chapa

Transaction Coordinator

J’Lynn Chapa helps get new applications set up and helps make sure required documents get sent in. I am not a licensed loan originator.

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Evan Schmidt

Originating Loan Officer Assistant l NMLS #1986209

Evan Schmidt helps to get new clients approved and get their loans into underwriting for credit approval.

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

CLOSED

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1149324

I am authorized to do business in the states of California, Florida, Oklahoma and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

Send us a message

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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