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Melissa Condensa
Branch Manager
NMLS# 1149324
About me
I'm Melissa Condensa, a seasoned Mortgage Loan Advisor with a track record in the financial services industry spanning over 20 years. My journey in the world of mortgages has been a rewarding one, and I'm here to make your homeownership dreams a reality.
My Approach:
Throughout my extensive career, I've gathered a wealth of skills and knowledge that I'm passionate about putting to work for you. Whether you're on the hunt for your first home, your dream home, or exploring refinancing options, I'm your go-to resource. I believe in finding solutions, and even if I can't personally fulfill your needs, I'm committed to connecting you with the right person who can.
Why Guild Mortgage Company?
At Guild Mortgage Company, we offer a diverse range of programs designed to cater to nearly every client's unique situation. If a suitable product doesn't exist within our offerings, rest assured, I'll go the extra mile to guide you to a solution.
My Philosophy:
Life is too short not to be helpful, and that's a principle I hold dear. I'm here to support you on your homeownership journey, providing guidance and expertise every step of the way.
Beyond Mortgages:
Outside of work, I cherish my role as a parent, raising twin boys alongside my husband of 19 years. In my downtime, I find joy in running, exploring new destinations through travel, and fostering a love for the arts.
Let's Connect:
I'm looking forward to getting to know you better and helping you achieve your homeownership goals. Feel free to reach out, and let's embark on this exciting journey together!
Click below for FAQs:
▶️ How much does a mortgage inquiry affect your credit?
▶️ How do I start the home buying process?
▶️ Who do I call first, lender or realtor?
▶️ Pre-qualified or Pre-approval?
▶️ Do I need to have credit pulled to get a mortgage?
▶️ Mortgage Score vs Credit Karma Score
▶️ What is PMI?
▶️ How long do I have to be on my job to buy a house?
▶️ Why do I need an inspection and appraisal?
▶️ How long will it take to buy a home?
▶️ Do I need 20% for my down payment? No!
Read Blog
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Evan Schmidt helps to get new clients approved and get their loans into underwriting for credit approval.
J’Lynn Chapa helps get new applications set up and helps make sure required documents get sent in. I am not a licensed loan originator.
Marc Condensa helps with files once they are under contract and provides weekly updates to all parties. I am not a licensed loan originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
Melissa was amazing in my first time buying a house! She was always available for questions and helped me through the process of applying for a loan. She very thoughtful in helping me understand the details of what to see in the steps it took to get started and the steps along the way to applying. She has some useful videos if you ever needed just a quick tip about any of the things need to help for a loan. I recommend reaching out to her if you ever want to get started looking into buying a house or asking general questions to help you get started.
Melissa and her team did an excellent job. Outlining the process from the very beginning and communicating as milestones were met. It was a very smooth transaction and my client was very happy.
I was kept informed from contract to close as the process moved along. Thank you for that. I didn't have to reach out to get an update.
Excellent Experience
Melissa was great throughout the entire process. She answered all of my questions clearly and took the time to explain in a way that I could understand. Melissa is wonderful and perfect for first time buyers like myself. She has informational videos that are clear and concise. She also was very responsive. She updated me if she was in a meeting and returned calls to me in a timely manner. I will for sure be referring her to any friends or family in the future.
Mellisa was so helpful and informative. Was willing and ready to help us with each home we were interested in and broke down numbers to make it easy for us to understand!
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