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Carey Adams

Carey Adams

Loan Officer

1821 N. Pacific, Unit #1, Mineola, TX 75773
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.74
5.0
Lisa
Jul 17, 2023
Verified

We were able to handle everything through email. The email response time was fast and clear. Everything went smooth. Thank you
Katie M
Oct 18, 2022
Verified

As first time home buyers, we were so nervous going through this process. Carey took the time to make sure we understood every question or concern we had. She responded to our messages quickly, no matter if it were night/day/weekend. She truly went above and beyond helping get us into our first home. She made it a smooth process, and we can’t thank her enough!
Raelyn P
Mar 16, 2024
Verified

Carey was phenomenal and super easy to work with. We were first time homebuyers, her and her team made sure that we fit our timeline. We are grateful that we were able to work with this team. We cannot thank them enough
Kimberley
Feb 22, 2024
Verified

We had a wonderful experience working with Carey. She is caring and knowledgeable and was there to answer any questions we had. She worked hard for us, and it is so appreciated.
Viviana B
Jan 26, 2024
Verified

Carey helped me and my husband buy our first home and it was a great experience! She is the best and I definitely will be using her again and recommend her to everyone needing a loan officer! 🥳
Lacy B
Dec 18, 2023
Verified

Carey and her staff were amazing to work with for the refinance of our home. They were all always available for all of our questions and made the entire process a breeze! Hands down the best! Will work with them for all of our future needs that’s for sure!

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NMLS ID #1369442
I am authorized to do business in the states of Arkansas, Louisiana, Oklahoma and Texas.