Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Cheryl New

Cheryl New

Branch Manager

13563 Hwy 29 W, Suite 1, Liberty Hill, TX 78642
Own what matters
Own what matters

About Me

With over 30 years of experience in real estate, banking, and the finance industry, I am an accomplished Branch Manager and Loan Officer—a true expert in the field. My passion lies in helping clients achieve their homeownership dreams.
 
My heart is dedicated to carefully guiding clients through the entire home loan process. Whether you’re a first-time homebuyer or a seasoned investor, I ensure you feel confident and secure when making choices about financing strategies. My personalized approach ensures that each client receives tailored advice and solutions.
 
Beyond regular home loan products, our team specializes beyond the ordinary. We have expertise in areas such as manufactured homes, homes on ag exempt acreage, Down Payment Assistance, and bank statement loans. We understand the nuances of financing in these areas, offering valuable insights and options.
 
As a 12-year Five Star Professional Award winner, I consistently exceed expectations. I’ve been voted among the top 2% of 8,400 loan originators in the Austin area. Additionally, I’ve been recognized numerous times as the Best Mortgage Lender in Liberty Hill by the Liberty Hill Independent Reader’s poll, a Finalist for Best Loan Officer and Best Lender by Reader’s Choice Awards in Erath County, Top 1% Mortgage Originators in America 2019-2023, Austin Business Journal Top Residential Mortgage Producer 2019-2023, Scottsman Guide Top Originator i2023 and 2024, and as a 20-year veteran of Texas Region 2, named 2023 Guild Region of the Year nationwide.
 
My commitment extends beyond business hours—I provide reliable pre-qualification letters and promptly answer any questions. On a personal note, my husband and I have five adult children, bonus children, and seven beautiful grands whom we cherish spending time with.
 
Thank you for entrusting me to create the ultimate mortgage experience for you and your family. Your dreams are in capable hands!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.92
4.96
Kelsie
Jun 10, 2024
Verified

I am an ICON agent with eXp Realty, and Cheryl has been one of my greatest assets in my business! Her knowledge and professionalism, along with her entire team, has helped me close deals on mobile homes all the way to multimillion dollar luxury homes! I recommend her for any and all lending needs!
Madison
Jun 10, 2024
Verified

Cheryl and Melissa were excellent to work with. We were first time home buyers and had zero knowledge of how the process worked and they always took the time to help and explain. I appreciate all the help they gave us!
Vanessa
Jun 04, 2024
Verified

Cheryl went above and beyond to any questions we had.
Debbie
Jun 04, 2024
Verified

As always, The Cheryl New Team with Guild Mortgage Company provided my first time home buyers excellent service. Any time my buyers or I had a question, we would call Cheryl and she was always available to answer questions. I is so nice to know that my clients were very well taken care of. I would recommend this team to anyone wanting a smooth loan transaction from beginning to end. Great people and great company.
Larinda R
Jun 04, 2024
Verified

Cheryl New is always very helpful and ready to step up regardless of the time of night or day or weekends. I use her a lot. Thanks, Larinda Ray
Regina
May 13, 2024
Verified

Love you and your team!! You go above & beyond and it’s such a pleasure working with you always.

Video gallery

View More

Awards

awards awards awards

Causes I'm
passionate about

causes
NMLS ID #218555
I am authorized to do business in the state of Texas.