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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 30 years of experience in real estate, banking, and the finance industry, I am an accomplished Branch Manager and Loan Officer—a true expert in the field. My passion lies in helping clients achieve their homeownership dreams.
 
My heart is dedicated to carefully guiding clients through the entire home loan process. Whether you’re a first-time homebuyer or a seasoned investor, I ensure you feel confident and secure when making choices about financing strategies. My personalized approach ensures that each client receives tailored advice and solutions.
 
Beyond regular home loan products, our team specializes beyond the ordinary. We have expertise in areas such as manufactured homes, homes on ag exempt acreage, Down Payment Assistance, and bank statement loans. We understand the nuances of financing in these areas, offering valuable insights and options.
 
As a 12-year Five Star Professional Award winner, I consistently exceed expectations. I’ve been voted among the top 2% of 8,400 loan originators in the Austin area. Additionally, I’ve been recognized numerous times as the Best Mortgage Lender in Liberty Hill by the Liberty Hill Independent Reader’s poll, a Finalist for Best Loan Officer and Best Lender by Reader’s Choice Awards in Erath County, Top 1% Mortgage Originators in America 2019-2023, Austin Business Journal Top Residential Mortgage Producer 2019-2023, Scottsman Guide Top Originator i2023 and 2024, and as a 20-year veteran of Texas Region 2, named 2023 Guild Region of the Year nationwide.
 
My commitment extends beyond business hours—I provide reliable pre-qualification letters and promptly answer any questions. On a personal note, my husband and I have five adult children, bonus children, and seven beautiful grands whom we cherish spending time with.
 
Thank you for entrusting me to create the ultimate mortgage experience for you and your family. Your dreams are in capable hands!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.95
4.97
Kim
Aug 28, 2025
Leander, TX
Verified

Working with Cheryl and her team was an absolute pleasure. Cheryl is incredibly kind, attentive and genuinely cares about her clients and the realtors she partners with. She goes above and beyond to make sure every step of the process is smooth and stress-free. Her communication, professionalism and heart for what she does truly set her apart. I’m so thankful my buyers had Cheryl on their side and I would recommend her to anyone looking for a lender who truly puts people first!
Colton
Aug 29, 2025
Bertram, TX
Verified

Worked through any questions and concerns diligently!
Jennifer
Aug 29, 2025
Temple, TX
Verified

Cheryl and her team are awesome!
Kallen
Aug 29, 2025
Bertram, TX
Verified

Cheryl worked hard and was able to lower our rate ! her team was extremely efficient and was on top of everything!
Mark
Aug 26, 2025
Tow, TX
Verified

Fast and painless process. constant updates
Lori
Aug 21, 2025
Kempner, TX
Verified

The entire team was great with their communication and prompt responses We were able to get the loan closed quick with no problems

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #218555
I am authorized to do business in the state of Texas.