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About me

I'm a mortgage professional with over two decades of experience helping individuals and families across Kingwood, Houston, and the surrounding Texas communities navigate the home loan process with clarity, honesty, and confidence. As a Guild Mortgage loan officer and branch manager, I specialize in finding smart, creative solutions - especially in the 'gray areas' of lending - when traditional approaches fall short.Read more

I'm a mortgage professional with over two decades of experience helping individuals and families across Kingwood, Houston, and the surrounding Texas communities navigate the home loan process with clarity, honesty, and confidence. As a Guild Mortgage loan officer and branch manager, I specialize in finding smart, creative solutions - especially in the 'gray areas' of lending - when traditional approaches fall short. My straightforward communication style ensures clients always know where they stand and what steps come next.

Throughout my career, I've helped first-time homebuyers, repeat buyers, veterans, real estate investors, and homeowners looking to refinance achieve their homeownership goals. From VA, FHA, conventional, jumbo, renovation, down payment assistance, and DSCR loans, I take the time to understand each client's financial picture and build a customized mortgage strategy that fits their needs. My background as a former college football player at Sam Houston State University fuels my competitive drive and commitment to winning for my clients and referral partners alike.

Beyond lending, I'm deeply involved in the local community - supporting events, alumni initiatives, and educational opportunities that help people better understand homeownership and the role a loan officer plays in the process. When I'm not working with clients, you'll find me offshore fishing, navigating the ups and downs of golf, or playing guitar and singing with friends. Most importantly, I'm a husband, father, and proud grandfather, and time spent with my family reminds me why helping people find the right home truly matters.

If you're looking for a trusted mortgage lender in Kingwood, TX who offers straight talk, creative problem-solving, and a clear path to homeownership, I'd love to help. Contact me today to start building your mortgage game plan and take the next step toward homeownership with confidence.

Awards

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Causes and Memberships

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Testimonials

4.97 (327 reviews)
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5.0
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5.0
Experience logo
5.0
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5.0
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4.9
Ashley was excellent as always.
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Michael

Mar 3, 2026

Houston, TX

As always, Ashley and his team did a great job helping my buyers to the closing table. Super thankful that I never have to worry about a transaction when it's in his hands.
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Lindsey

Mar 2, 2026

Kingwood, TX

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Phoebe Scott

Transaction Coordinator

I am not a licensed loan originator.

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Donette Wells

Loan Officer Assistant | NMLS# 1224839

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Brandy Barnes

Loan Processor III

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

CLOSED

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #274016

I am authorized to do business in the state of Texas.

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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