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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hi, I'm Michael Moh - a leading mortgage lender proudly serving Katy, Texas and the greater Houston area. Since starting in the mortgage business in 2013, I've built my career around one core mission: helping people make smart, confident decisions about home financing. Whether you're a first-time buyer or a seasoned investor, I'm here to guide you every step of the way. Lately, I've been especially focused on DSCR investor loans, helping clients leverage real estate to build long-term wealth. Education is at the heart of what I do - I love empowering both new and returning clients with the knowledge they need to make the best choices for their future. Though my office is located in Killeen, my reach extends throughout Katy and the Houston metro area where I currently live. When I'm not working with clients, you'll find me on the golf course, playing tennis or pickleball, or enjoying a well-earned vacation with my family. Let's connect and explore how I can help you reach your homeownership or investment goals!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Desarae
Sep 18, 2025
Verified

Michael Moh was outstanding—he broke down every step of the home-buying process in clear, simple terms and made my client feel confident. His patience, transparency, and professionalism kept the financing smooth and stress-free. Highly recommend Michael for any buyer seeking a knowledgeable, client-first loan officer.
Leonard
Sep 18, 2025
Verified

I’ve been following Michael’s content for some time now, and as a home inspector, I’ve been impressed by his depth of knowledge when it comes to loans and loan products. He breaks down complex terms clearly, stays up-to-date on options, and provides real value for people exploring financing. If you need someone who really knows their stuff when it comes to mortgages and lending, Michael is a great go-to.
Ronald
Aug 28, 2025
Verified

You can tell that Michael is dedicated to his craft. He is extremely knowledgeable about all things home lending and his work is top-notch. I’ve been impressed with everything I’ve seen. I highly recommend him.
Sylvia
May 25, 2025
Verified

I definitely recommend Michael Moh and Guild Mortgage to anyone wanting to buy their home. The buying process was expedited and efficient!
Jeremiah
May 25, 2025
Verified

Michael has been an absolute pleasure to work with throughout the homebuying process. We were able to close in under 30 days from putting our offer out to the seller. His expediency was incredible for a quick and easy closing. 10/10 Highly Recommend.
Sylvia
May 19, 2025
Killeen, TX
Verified

Michael Moh made everything easy!

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NMLS ID #915377
I am authorized to do business in the state of Texas.