About me

Welcome! I’m Taylor Horton, Your Trusted Houston Loan Officer With over 10 years of experience in the mortgage industry, I specialize in guiding first-time homebuyers and navigating down payment assistance programs. As a licensed TSAHC lender, I’m passionate about making homeownership more accessible and providing expert guidance throughout every step of the loan process. My approach is simple: I’m dedicated to delivering exceptional customer service, ensuring you feel confident, informed, and supported in achieving your homeownership dreams. Whether you're buying your first home or exploring down payment options, I’m here to help you make the best decisions for your financial future. When I'm not working, you can find me enjoying outdoor activities like hiking, kayaking, or playing pickleball, disc golf, and golf. I’m also an avid guitar player and love spending time with family and friends. Let’s work together to make your homeownership journey a smooth and successful one!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1463211

I am authorized to do business in the state of Texas.

By Turning Your Homeownership Goals into Reality

Taylor Horton

Loan Officer

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