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About me

Jay Benefield is more than a loan officer. He's also a coach, mentor, and motivator. With over two decades in the mortgage industry, Jay brings the same discipline and teamwork that fueled his football career to every client relationship. Known for his expertise in VA lending and passion for helping first-time buyers, Jay combines heart and hustle to make homeownership feel like a victory.

Off the clock, you'll find him coaching youth football, volunteering with local outreach programs, or spending time with his family of six. Whether he's on the field or in the office, Jay leads with loyalty, positivity, and purpose - proving that with the right mindset, every client can win their homeownership game.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
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5.0
Germany
Oct 4, 2025
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Awesome work!!
Regina
Oct 4, 2025
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My experience was smooth and easy. I recommend 10/10.

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Awards

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Causes & Memberships

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NMLS ID #989239

I am authorized to do business in the states of Alabama, Georgia, Louisiana and Texas.

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