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Heath Barnes
Branch Manager
NMLS# 210164
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
This was my 2nd home purchase and for both this one and my first home, I used Heath Barnes and his awesome team. After the purchase of my first home went so smoothly largely due to the guidance and expertise of Heath and his team, I knew when it was time for my second home purchase Heath would be who I would reach out to. With that said, if you are in the market or have questions Heath Is your guy!
Heath and Dominick were the best! They did what they said they could do and worked effectively through the process all the way.
Heath put a very personal and hands-on touch to our experience. He was engaged throughout and helped us through several unique issues that we hadn't experienced before in previous financing situations. The rate was also quite good with flexibility that matched our needs.
I consider myself quite fortunate to have had the opportunity to work with with my team at Guild Mortgage. Every question I ever had was quickly answered, and questions I had not thought of were addressed and answered before I could thinking of asking them. Heath, Taylor, and Dominick all managed to earn my trust immediately by establishing that they all truly knew what they were talking about and letting me know at every turn that they had my best interests at heart. This commitment to my needs continued all the way through my closing, making the entire experience proceed more smoothly than I could have ever imagined.
All questions were addressed promptly accessible
Taylor Horton, the loan officer I worked with was fantastic - he took the time to explain all my options clearly and answered all my questions promptly. Not only did Cardinal offer competitive rates, but they also provided a seamless and efficient experience. The online portal made it easy to submit documents, track my application progress, and communicate with the loan officer. I felt well-informed and supported at every stage of the process.
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NMLS ID #210164
I am authorized to do business in the states of California, Georgia, New Mexico and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; 
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