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Heath Barnes
Branch Manager
NMLS# 210164
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.68 out of 5.0 stars
4.1
4.6
5.0
4.9
Dawn
Nov 2, 2025
Highly recommend!
mimo
Nov 2, 2025
You did amazing job going above and beyond.
Karel
Nov 2, 2025
Great communication!
Suzanne
Nov 2, 2025
Great service! Highly recommend. Took care of my lending needs!
Alejandro
Nov 2, 2025
Great experience. Very streamlined process. Timely advice from all supporting staff.
Thank you!
Kevin
Nov 2, 2025
Cardinal financial was very responsive to my needs when problems arose during my home buying process.
NMLS ID #210164
I am authorized to do business in the states of California, Colorado, Georgia, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;