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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.68 out of 5.0 stars
Zillow logo
4.1
Facebook logo
5.0
Experience logo
4.5
Google logo
5.0
Third party logo
4.9
Candace
Feb 17, 2026
Houston, TX
Experience logo
Heath and his team went above and beyond in every way possible! 10/10 experience!!! Highly highly recommend...See more
Dana
Feb 10, 2026
Google logo
Heath, Dominic and Josh have been fantastic. I learned so much through this process and they were all so kind, patient, ...See more
Dana
Feb 10, 2026
Google logo
I was introduced to Heath and Cardinal Financial through my realtor. He and his team helped me to get into my home, desp...See more
Hank
Feb 10, 2026
Google logo
Heath and his team were great. Went above and beyond- helping me through the home buying process, working to make things...See more
Joe
Feb 10, 2026
Google logo
When my wife and I considered buying our first home my realtor referred me the number for Cardinal Financial and we work...See more
Lionel
Feb 10, 2026
Google logo
Heath and his team were fantastic. They walked us through the whole process step by step, and offered the most competiti...See more

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NMLS ID #210164

I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Michigan, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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