Guiding You Every Step of the Way
Timothy Biles
Branch Manager
NMLS# 674159
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
With nearly three decades in the mortgage world, I've seen it all - booms, busts, and everything in between. In that time, I discovered that educating homebuyers is what I enjoy most about working in this industry. Whether someone is buying their first home or refinancing for the third time, I take the time to break down the process, explain the options, and answer every question. My goal is to make sure the homeowner walks away with keys in hand and a clear understanding of how and why the loan works for them.
When I'm not helping clients navigate the path to homeownership, you'll find me spending time with my family, cooking for them, or traveling - especially to the beach. My wife of 36 years and I have a family of two children and their spouses, six granddaughters, and soon we will welcome a great-grandchild - the first boy in 31 years.
Not only have I seen a thing or two in the mortgage business, but I have seen a thing or two in my travels. If you know the Biles family, you know that friends and family call our travels "The Biles Adventures." My wife and I were on the 'Poop Cruise', if that tells you anything! We have had some interesting trips for sure.
Buying a home is an adventure. I thrive on the adventure and am honored to help you on your journey to homeownership, turning what can feel overwhelming into an exciting and rewarding experience.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
I am not a licensed originator.
I am not a licensed originator.
I am not a licensed originator.
I am not a licensed originator.
Cara Mordecai
Loan Officer Assistant
I am not a licensed originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
home equity insights
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Testimonials
Scott and the whole staff did an amazing job walking me through every step. They were just an email or call away. I am extremely grateful for Guild Mortgage helping me buy a home. Y'all are the best! Thank you.
We are so thankful to Guild Mortgage for making the process of buying our first home such a smooth and stress-free experience! They guided us every step of the way, answered all of our questions, and truly went above and beyond to make sure everything was clear and easy to understand. Their patience, professionalism, and support gave us so much confidence as first-time buyers. We couldn’t have asked for a better team to help us reach this milestone. Highly recommend to anyone looking for a mortgage company that truly cares!
FANTASTIC Team ! They explained everything and also responded quickly.
Friendly, easy to work with, smooth an deligent process.
Tim and his team consistently made us feel valued and prioritized throughout the entire process. They were always responsive and happy to answer any questions we had, providing clear and helpful guidance every step of the way.
Tim provided exceptional support throughout our homebuying journey. He consistently made himself available to answer questions—even during weekends and after hours—which made the entire process smooth and stress-free. His dedication and responsiveness contributed to a truly pleasant experience.
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