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About me

With nearly three decades in the mortgage world, I've seen it all - booms, busts, and everything in between.   In that time, I discovered that educating homebuyers is what I enjoy most about working in this industry.Read more

With nearly three decades in the mortgage world, I've seen it all - booms, busts, and everything in between.  In that time, I discovered that educating homebuyers is what I enjoy most about working in this industry.   Whether someone is buying their first home or refinancing for the third time, I take the time to break down the process, explain the options, and answer every question.  My goal is to make sure the homeowner walks away with keys in hand and a clear understanding of how and why the loan works for them.

When I'm not helping clients navigate the path to homeownership, you'll find me spending time with my family, cooking for them, or traveling - especially to the beach.  My wife of 36 years and I have a family of two children and their spouses, six granddaughters, and soon we will welcome a great-grandchild - the first boy in 31 years.
Not only have I seen a thing or two in the mortgage business, but I have seen a thing or two in my travels.  If you know the Biles family, you know that friends and family call our travels "The Biles Adventures." My wife and I were on the 'Poop Cruise', if that tells you anything!  We have had some interesting trips for sure.

Buying a home is an adventure.  I thrive on the adventure and am honored to help you on your journey to homeownership, turning what can feel overwhelming into an exciting and rewarding experience.

Awards

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Causes and Memberships

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Testimonials

4.98 (501 reviews)
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5.0
Experience logo
5.0
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5.0
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5.0
Tim is a honest trustworthy man.
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Fawn G.

Feb 28, 2026

Great process, great people, great experience buying our first home.
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Zayne

Feb 26, 2026

Forestburg, TX

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Gina Lawdermilk

Loan Processing Assistant

I am not a licensed originator.

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Josie Whitmire

Loan Processor II

I am not a licensed originator.

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Brenda Weskamp

Loan Processor III

I am not a licensed originator.

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Mandy Stephens

Transaction Coordinator

I am not a licensed originator.

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Cara Mordecai

Loan Officer Assistant

I am not a licensed originator.

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #674159

I am authorized to do business in the states of New Mexico, Oklahoma and Texas.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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