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Timothy Biles

Branch Manager

406 N. Grand Ave, Ste 106, Gainesville, TX 76240
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Oct 30, 2022

Timothy is very knowledgeable and experienced in the Real Estate Mortgage Industry. I would definitely use him again. He made feel taken care of. I never had to worry about anything. His positive attitude and sense of direction in which I needed to take was unsurpassed. Thank you Tim for all you do!!
Oct 20, 2022

We highly recommend anyone needing a mortgage or financial service to contact Tim Biles. Tim has now done 2 mortgages for us and has been fantastic to work with both times. Tim is exceptional in his customer service and ensuring his clients fully understand the loan product and process. It doesn't take long to notice his passion for customer service and making sure his clients needs are best met. As long as Tim continues working in this sector - we will always utilize his services.
Oct 12, 2022

Scott an Tim did a great job for us!
Oct 10, 2022

Good people to work with.
Sep 30, 2022

Thank you Tim and his team at Guild Mortgage. Thank you for making our process easy and explaining every step to us. I would highly recommend Guild Mortgage.
Sep 09, 2022

Tim was amazing! We had tons of questions and he answered everything with great knowledge. We spoke to him a few years ago and we needed to do some work on our credit. He gave us the proper direction and today we're home owners. He did an amazing job.

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NMLS ID #674159
I am authorized to do business in the states of New Mexico, Oklahoma and Texas.

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at