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Homeownership Through Education
Guiding You Every Step of the Way
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Timothy Biles

Branch Manager

NMLS# 674159

About me

With nearly three decades in the mortgage world, I've seen it all - booms, busts, and everything in between.  In that time, I discovered that educating homebuyers is what I enjoy most about working in this industry.   Whether someone is buying their first home or refinancing for the third time, I take the time to break down the process, explain the options, and answer every question.  My goal is to make sure the homeowner walks away with keys in hand and a clear understanding of how and why the loan works for them.

When I'm not helping clients navigate the path to homeownership, you'll find me spending time with my family, cooking for them, or traveling - especially to the beach.  My wife of 36 years and I have a family of two children and their spouses, six granddaughters, and soon we will welcome a great-grandchild - the first boy in 31 years.
Not only have I seen a thing or two in the mortgage business, but I have seen a thing or two in my travels.  If you know the Biles family, you know that friends and family call our travels "The Biles Adventures." My wife and I were on the 'Poop Cruise', if that tells you anything!  We have had some interesting trips for sure.

Buying a home is an adventure.  I thrive on the adventure and am honored to help you on your journey to homeownership, turning what can feel overwhelming into an exciting and rewarding experience.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
William
Feb 2, 2026
Lipan, TX
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Extremely efficient! No second request for information or documents, that were already sent, which was ve...See more
Jill
Feb 2, 2026
Lipan, TX
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The entire process was easy to navigate. Best closing experience I have had.
Kimberly
Jan 30, 2026
Muenster, TX
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Fast and communication was top notch!
Renee S.
Jan 28, 2026
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I HIGHLY recommend Tim to handle your mortgage needs. When I refer a client to him, if he tells me it is a go, I never w...See more
Tim
Jan 26, 2026
Lake Kiowa, TX
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Was kept informed through the whole process
Corrie
Jan 26, 2026
Muenster, TX
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Easy to deal with and very helpful.

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Awards

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Causes & Memberships

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NMLS ID #674159

I am authorized to do business in the states of New Mexico, Oklahoma and Texas.

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