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Homeownership Through Education
Guiding You Every Step of the Way
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Timothy Biles

Branch Manager

NMLS# 674159

About me

With nearly three decades in the mortgage world, I've seen it all - booms, busts, and everything in between.  In that time, I discovered that educating homebuyers is what I enjoy most about working in this industry.   Whether someone is buying their first home or refinancing for the third time, I take the time to break down the process, explain the options, and answer every question.  My goal is to make sure the homeowner walks away with keys in hand and a clear understanding of how and why the loan works for them.

When I'm not helping clients navigate the path to homeownership, you'll find me spending time with my family, cooking for them, or traveling - especially to the beach.  My wife of 36 years and I have a family of two children and their spouses, six granddaughters, and soon we will welcome a great-grandchild - the first boy in 31 years.
Not only have I seen a thing or two in the mortgage business, but I have seen a thing or two in my travels.  If you know the Biles family, you know that friends and family call our travels "The Biles Adventures." My wife and I were on the 'Poop Cruise', if that tells you anything!  We have had some interesting trips for sure.

Buying a home is an adventure.  I thrive on the adventure and am honored to help you on your journey to homeownership, turning what can feel overwhelming into an exciting and rewarding experience.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Mary M.
Oct 6, 2025
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We have purchased several houses and this by far was the best mortgage experience we’ve had. We won’t hesitate to recomm...See more
Jenn
Oct 6, 2025
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Thank You Scott & Tim for another wonderful transaction. Your team was the perfect choice for my first time home buyers...See more
Mary
Oct 6, 2025
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From the beginning of the process to the funding of our loan it was flawless. We have purchased several home...See more
Lesley
Oct 5, 2025
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I always have a wonderful experience with Tim and the Guild Mortgage Team. I know that my clients will always receive e...See more
Natalie
Oct 5, 2025
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I love working with Tim, Scott and staff...they are very knowledgable, quick to respond and so easy to work with!
Jennifer
Oct 4, 2025
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Tim was responsive, knowledgeable, friendly, and helpful.

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Awards

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Causes & Memberships

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NMLS ID #674159

I am authorized to do business in the states of New Mexico, Oklahoma and Texas.

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