Skip to content
Homeownership Through Education
Guiding You Every Step of the Way
Image of Timothy Biles

Timothy Biles

Branch Manager

NMLS# 674159

About me

With nearly three decades in the mortgage world, I've seen it all - booms, busts, and everything in between.  In that time, I discovered that educating homebuyers is what I enjoy most about working in this industry.   Whether someone is buying their first home or refinancing for the third time, I take the time to break down the process, explain the options, and answer every question.  My goal is to make sure the homeowner walks away with keys in hand and a clear understanding of how and why the loan works for them.

When I'm not helping clients navigate the path to homeownership, you'll find me spending time with my family, cooking for them, or traveling - especially to the beach.  My wife of 36 years and I have a family of two children and their spouses, six granddaughters, and soon we will welcome a great-grandchild - the first boy in 31 years.
Not only have I seen a thing or two in the mortgage business, but I have seen a thing or two in my travels.  If you know the Biles family, you know that friends and family call our travels "The Biles Adventures." My wife and I were on the 'Poop Cruise', if that tells you anything!  We have had some interesting trips for sure.

Buying a home is an adventure.  I thrive on the adventure and am honored to help you on your journey to homeownership, turning what can feel overwhelming into an exciting and rewarding experience.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

Team Logo

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
Facebook logo
5.0
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Brian J.
Dec 6, 2025
Google logo
Smooth process from beginning to end. I was informed about everything as it happened. Highly recommend this team if yo...See more
barney g.
Dec 5, 2025
Google logo
Great people to do business with.
John
Dec 4, 2025
Whitesboro, TX
Experience logo
Amazing person and answered all our questions and trust me it was a lot because we were first time home buyers. So that ...See more
Carlee
Dec 1, 2025
Sunset, TX
Experience logo
The communication was great and we were kept up to speed on the whole process . Timothy was always availab...See more
Kris
Nov 28, 2025
Sunset, TX
Experience logo
You're always so helpful, even when I'm asking for a Seller, my buyers always have a good experience with you all, recor...See more
61 3.
Nov 24, 2025
Google logo
Amazing person and answered all our questions and trust me it was a lot because we were first time home buyers. So that ...See more

Video Gallery

Awards

Image of an award
Image of an award
Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #674159

I am authorized to do business in the states of New Mexico, Oklahoma and Texas.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*