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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Balancing the roles of a wife, full-time working mom, and mortgage industry professional for over three decades is no small feat.  Her dedication to hard work, effective communication, and education shines through in her reputation with customers and referral partners. Vanessa’s commitment to providing personalized service from start to finish, as well as her dedication to maintaining lasting relationships with clients, is commendable. Additionally, her willingness to give back to the community through projects and non-profit agencies reflects her compassionate spirit.

Vanessa’s family story is truly heartwarming! Let’s explore the remarkable individuals who make up her family:

Husband:

He wears multiple hats as a self-employed developer, contractor, investor, and pawpaw. His versatility and entrepreneurial spirit contribute to their family’s success.

Daughter and Son-in-Law:

Vanessa’s daughter found love with her high school sweetheart, who now holds the esteemed rank of Chief Warrant Officer 2 in the United States Army. Their journey together is a testament to commitment and devotion.

Sons:

Oldest Son: Engaged in the Electrical & HVAC construction industry, he plays a vital role in shaping the built environment. His skills ensure comfort and functionality for many.

Youngest Son: Still pursuing his education in college, he carries the promise of a bright future. His determination and learning journey are inspiring.

Staff Sergeant Son: As an Instructor for EOD Training Center in the United States Marine Corps, he embodies service and sacrifice. His six years in Okinawa, Japan, reflect unwavering dedication.

Self-Employed Son: Armed with an Engineering Degree from Tarleton State University, he thrives as a contractor in the commercial & residential construction industry. His expertise bridges creativity and commitment.

Daughters-in-Law:

Vanessa’s family is enriched by three beautiful daughters-in-law, each bringing their unique light and love.

Grandbabies:

The icing on the cake is the arrival of nine precious grandbabies. Their laughter, curiosity, and innocence fill their lives with boundless joy.

Vanessa Zmolik’s commitment to her family, community, and clients shines through her journey. As she aptly puts it, she aims to be your “lender for life”—a promise that resonates with her clients as they navigate their home financing needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.97
5.0
Brian
Sep 23, 2025
Ennis, TX
Verified

The whole process moved quickly with clear communication from the start. I never had to reach out to figure out where we sttod in the loan process as Vanessa and her team were always one step ahead with the communication. I will highly reccomend Guild Mortgage and Vanessa's branch inparticular to anyone needing help with refinancing or any home loan options. I could not be happier with my experience.
Vickie
Sep 19, 2025
Waxahachie, TX
Verified

Vanessa and her team was so helpful from the very beginning to the very end. I made this such a stress-free transaction. And the best part they even filed my homestead exemption. I will recommend all of my family and friends to Vanessa and her team.
Reilly
Sep 17, 2025
Ennis, TX
Verified

As a first-time homebuyer, I was nervous about the mortgage process, but Vanessa and everyone at Guild made everything smooth from start to finish. She answered all my questions promptly & kept me informed every step of the way.
Jonathan
Sep 18, 2025
Arlington, TX
Verified

Find resolutions and not problems. Works for the interest of the clients.
Karen
Sep 17, 2025
Ennis, TX
Verified

Great communication
Amelia
Sep 17, 2025
Ennis, TX
Verified

Vanessa is a top notch Mortgage Officer she is knowledgeable and experienced in leading programs she will always advise you on best programs to make you a successful home owner.

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #373756
I am authorized to do business in the state of Texas.