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About me

Balancing the roles of a wife, full-time working mom, and mortgage industry professional for over three decades is no small feat.  Her dedication to hard work, effective communication, and education shines through in her reputation with customers and referral partners. Vanessa’s commitment to providing personalized service from start to finish, as well as her dedication to maintaining lasting relationships with clients, is commendable. Additionally, her willingness to give back to the community through projects and non-profit agencies reflects her compassionate spirit.

Vanessa’s family story is truly heartwarming! Let’s explore the remarkable individuals who make up her family:

Husband:

He wears multiple hats as a self-employed developer, contractor, investor, and pawpaw. His versatility and entrepreneurial spirit contribute to their family’s success.

Daughter and Son-in-Law:

Vanessa’s daughter found love with her high school sweetheart, who now holds the esteemed rank of Chief Warrant Officer 2 in the United States Army. Their journey together is a testament to commitment and devotion.

Sons:

Oldest Son: Engaged in the Electrical & HVAC construction industry, he plays a vital role in shaping the built environment. His skills ensure comfort and functionality for many.

Youngest Son: Still pursuing his education in college, he carries the promise of a bright future. His determination and learning journey are inspiring.

Staff Sergeant Son: As an Instructor for EOD Training Center in the United States Marine Corps, he embodies service and sacrifice. His six years in Okinawa, Japan, reflect unwavering dedication.

Self-Employed Son: Armed with an Engineering Degree from Tarleton State University, he thrives as a contractor in the commercial & residential construction industry. His expertise bridges creativity and commitment.

Daughters-in-Law:

Vanessa’s family is enriched by three beautiful daughters-in-law, each bringing their unique light and love.

Grandbabies:

The icing on the cake is the arrival of nine precious grandbabies. Their laughter, curiosity, and innocence fill their lives with boundless joy.

Vanessa Zmolik’s commitment to her family, community, and clients shines through her journey. As she aptly puts it, she aims to be your “lender for life”—a promise that resonates with her clients as they navigate their home financing needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.98
5.0
Kristi
Jun 28, 2025
Clifton, TX
Verified

Vanessa kept a great line of communication throughout the transaction. Everything went smoothly.
Logan
Jun 26, 2025
Waxahachie, TX
Verified

As you know. I worked the Listing side of the transaction. I had nearly no interaction with the Borrower/Lender side...but from my side of the Close it went great! aaannd we even CLOSED early....I can only attribute that to a ready to qualify Borrower and YOU! As for me Closing early is always great! Sooo thank you!
Yvonne
Jun 19, 2025
Corsicana, TX
Verified

So friendly and professional ladies
Destinee
Jun 19, 2025
Corsicana, TX
Verified

Smooth file! Thank you.
VICKEY
Jun 09, 2025
Ennis, TX
Verified

I highly recommend Vanessa Zmolik, we had a great experience working with her. She offered my clients multiple loan options outlining everything in detail and also kept all parties to this transaction informed and up to date throughout the process. Her knowledge and experience was invaluable making our new home closing smooth and successful.
Zachary
Jun 09, 2025
Fort Worth, TX
Verified

Amazing branch manager!

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NMLS ID #373756
I am authorized to do business in the state of Texas.