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About me

Balancing the roles of a wife, full-time working mom, and mortgage industry professional for over three decades is no small feat.  Her dedication to hard work, effective communication, and education shines through in her reputation with customers and referral partners. Vanessa’s commitment to providing personalized service from start to finish, as well as her dedication to maintaining lasting relationships with clients, is commendable. Additionally, her willingness to give back to the community through projects and non-profit agencies reflects her compassionate spirit.

Vanessa’s family story is truly heartwarming! Let’s explore the remarkable individuals who make up her family:

Husband:

He wears multiple hats as a self-employed developer, contractor, investor, and pawpaw. His versatility and entrepreneurial spirit contribute to their family’s success.

Daughter and Son-in-Law:

Vanessa’s daughter found love with her high school sweetheart, who now holds the esteemed rank of Chief Warrant Officer 2 in the United States Army. Their journey together is a testament to commitment and devotion.

Sons:

Oldest Son: Engaged in the Electrical & HVAC construction industry, he plays a vital role in shaping the built environment. His skills ensure comfort and functionality for many.

Youngest Son: Still pursuing his education in college, he carries the promise of a bright future. His determination and learning journey are inspiring.

Staff Sergeant Son: As an Instructor for EOD Training Center in the United States Marine Corps, he embodies service and sacrifice. His six years in Okinawa, Japan, reflect unwavering dedication.

Self-Employed Son: Armed with an Engineering Degree from Tarleton State University, he thrives as a contractor in the commercial & residential construction industry. His expertise bridges creativity and commitment.

Daughters-in-Law:

Vanessa’s family is enriched by three beautiful daughters-in-law, each bringing their unique light and love.

Grandbabies:

The icing on the cake is the arrival of nine precious grandbabies. Their laughter, curiosity, and innocence fill their lives with boundless joy.

Vanessa Zmolik’s commitment to her family, community, and clients shines through her journey. As she aptly puts it, she aims to be your “lender for life”—a promise that resonates with her clients as they navigate their home financing needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.95
5.0
Ricardo
Feb 24, 2025
Ennis, TX
Verified

Helped with everything and made it super easy thank you Vanessa Zmolik
Amelia
Feb 24, 2025
Ennis, TX
Verified

I recently completed the mortgage process with Vanessa with Guild Mortgage, and I couldn’t be happier with how smoothly everything went. From start to finish, the experience was seamless, professional, and stress-free. The team was incredibly responsive, guiding me through every step with clear communication and prompt updates. They provided all the necessary information upfront, ensuring there were no surprises along the way. The pre-approval was quick, the document submission process was straightforward, and the underwriting was completed without any delays. Closing was right on schedule, and I was impressed with how efficiently everything was handled. The rates were competitive, and I truly felt like I was in good hands throughout the entire process. If you're looking for a hassle-free mortgage experience, I highly recommend Vanessa wit Guild Mortgage. Their professionalism, transparency, and customer service made this an outstanding experience!
Leticia
Feb 24, 2025
Ennis, TX
Verified

Vanessa was so great! As a first time owner, she made our experience stress-free and easy. She answered all of our questions and took the time to explain everything that we had to go through. Thank you Vanessa for everything you did.
STACY
Feb 18, 2025
Fairfield, TX
Verified

Vanessa is amazing to work with She rea cares about the people she works with
Christina
Feb 18, 2025
Midlothian, TX
Verified

Vanessa made the process very understandable and supportive, which is very appreciative as a young first time home buyer. Quick communication and answered all our questions though the process.
JOSHUA
Feb 18, 2025
Midlothian, TX
Verified

Vanessa was very polite and easy to work with... look forward to the next deal

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NMLS ID #373756
I am authorized to do business in the state of Texas.