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Laura Mitchell

Laura Mitchell

Loan Officer

101 NW Main St., Ennis, TX 75119
Own what matters
Own what matters

About Me

Laura has worked in the mortgage industry for over 20 years. This level of experience gives her great knowledge with many different types of programs, such as Conventional, FHA, VA, USDA, as well as many other options. She is proficient in all areas of the mortgage process and has extensive experience helping first time homebuyers take the next step. Laura’s patience and dedication are the strengths that make homeownership dreams easily become a reality to many homebuyers who continue to refer business her way. In addition, she has been an officer with the Women’s Council of REALTORS     Southwest Dallas County for the past year and will be the upcoming Treasurer for Women’s Council of REALTORS Ellis County for 2018. When not working to finance her clients' homes, Laura enjoys spending time with family, traveling and spending time outdoors.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.85 out of 5.0 stars
3.67
5.0
Jamie
Sep 18, 2023
Verified

Laura was so knowledgeable and really helped my 1st time home buyers navigate the lending process and worked miracles to get them the best interest rate. The communication with me as the agent was amazing and I never felt uninformed throughout the whole transaction.
Janie
Jul 31, 2023
Verified

Smooth transaction
Sylvia
Jul 17, 2023
Verified

Laura's in-depth knowledge of loan generation and marketing, and her can do approach. And she attended the closing.
Francis
Jul 17, 2023
Verified

Truly an amazing team. They were able to get us clear to close with in 4 days and save my clients deal to be become a homeowner.
Demoreall
May 27, 2022
Verified

Laura was so awesome to work with! She was very helpful in letting us know what to expect and what documents we had to get together. Her knowledge made the process faster and smoother. We are very grateful for her.
Joy
May 02, 2022
Verified

Excellent experience

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Awards

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Causes I'm
passionate about

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NMLS ID #864780
I am authorized to do business in the state of Texas.