Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of JoAnn Ruiz

JoAnn Ruiz

Senior Loan Officer

NMLS# 536062

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
Third party logo
5.0
Karina
May 2, 2025
Third party logo
JoAnn has been super helpful with all my clients, her knowledge and expertise bring so much value to every transaction. ...See more
Alvaro
May 6, 2025
Third party logo
I am very satisfied with your service, you helped us a lot.

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #536062

I am authorized to do business in the state of Texas.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*