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Jefferson Aldredge
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Jefferson Aldredge

Sales Manager

8074 Precinct Line Road, Colleyville, TX 76034
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.96
4.99
Kari
Jun 17, 2024
Verified

My client had a great experience from start to finish the communication was clear. Closed on time. Everyone is happy! Thank you.
Fran
Jun 17, 2024
Verified

Great service. Highly recommend
Dede
Jun 17, 2024
Verified

Jefferson and his team are so knowledgeable. I refer my clients to him because of his knowledge, many programs, and care he gives my clients. DeDe Galindo, Ziglar Realty
Kenneth
Jun 10, 2024
Verified

Everyone was very helpful and answered all the questions we had.
Chelsea
Jun 10, 2024
Verified

Very clean transaction! Thank you!
Lucy K
Jun 04, 2024
Verified

Here's an improved version of the testimony: The Jefferson team excels not only in their deep knowledge of lending but also in their remarkable agility. They are swift problem solvers and outstanding communicators, always ready to adapt and find solutions quickly.

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Awards

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passionate about

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NMLS ID #134292
I am authorized to do business in the states of California, Louisiana and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;