— J.D. Power
Dick Dunbar brings his professional experiences as a CPA, (now inactive) and Vice President of Finance for some of Dallas, Texas’ largest real estate developers to benefit his clients. His professional experience as an entrepreneur and real estate developer adds value to his services as a residential mortgage loan originator. Using his financial background, he starts with determining the borrower’s goals and objectives for obtaining a mortgage. He works with them to establish their monthly mortgage budget and the amount of down payment a borrower can make. Based upon this information he determines the loan program options, the amount of the loan needed to meet his client’s goal and helps establish the purchase price range.
In addition, to a mortgage to purchase a residential home or investment property, Dick works with clients interested in lowering their monthly mortgage payments by refinancing their current mortgage to have better rates and terms. If a client needs cash out on their property equity, he can provide such a loan.
Dick enjoys working with first time home buyers to place them in the best financial position possible and have good credit scores to qualify for a loan when they are ready to buy.
His experience as a real estate investor and advisor gives him the ability to assist investment real estate clients to obtain an investment mortgage that will meet their goals for return on investments (ROI).
His 20 years in the residential mortgage business provides him with the knowledge to do creative financing when a borrower does not fit the requirements for the standard loan.
When not working he enjoys rowing on Lady Bird Johnson Lake (Town Lake), traveling, saltwater fishing, and going to the gym. He is well known for his cooking skills and entertaining friends and family.
Dick and his team are committed to providing their client with a stress-free mortgage process, competitive rates and terms, on time closing, and hands on customer service. Give him a call and enjoy what an experienced loan originator can offer.
The perfect home loan for you
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
What people say
Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov