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About me

Dick Dunbar brings his professional experiences as a CPA, (now inactive) and Vice President of Finance for some of Dallas, Texas’ largest real estate developers to benefit his clients. His professional experience as an entrepreneur and real estate developer adds value to his services as a residential mortgage loan originator. Using his financial background, he starts with determining the borrower’s goals and objectives for obtaining a mortgage. He works with them to establish their monthly mortgage budget and the amount of down payment a borrower can make. Based upon this information he determines the loan program options, the amount of the loan needed to meet his client’s goal and helps establish the purchase price range. 
 
In addition, to a mortgage to purchase a residential home or investment property, Dick works with clients interested in lowering their monthly mortgage payments by refinancing their current mortgage to have better rates and terms. If a client needs cash out on their property equity, he can provide such a loan. 
 
Dick enjoys working with first time home buyers to place them in the best financial position possible and have good credit scores to qualify for a loan when they are ready to buy. 
His experience as a real estate investor and advisor gives him the ability to assist investment real estate clients to obtain an investment mortgage that will meet their goals for return on investments (ROI). 
His 20 years in the residential mortgage business provides him with the knowledge to do creative financing when a borrower does not fit the requirements for the standard loan. 
 
 

When not working he enjoys rowing on Lady Bird Johnson Lake (Town Lake), traveling, saltwater fishing, and going to the gym.  He is well known for his cooking skills and entertaining friends and family. 

 
Dick and his team are committed to providing their client with a stress-free mortgage process, competitive rates and terms, on time closing, and hands on customer service. Give him a call and enjoy what an experienced loan originator can offer. 

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.75
Jeanne
Nov 08, 2022
Austin, TX
Verified

Dick makes it happen! Fantastic!
Jordan
Oct 14, 2022
Austin, TX
Verified

Dick went above and beyond to help with my mortgage lending process. He is extremely knowledgeable and makes sure the buyer is well informed on every part of the process. Even the title company was extremely impressed with Dick's knowledge and efficiency during the close.
Richard
Aug 19, 2021
Austin, TX
Verified

Dick Dunbar is extremely knowledgeable professional and pleasant to work with. His advice was invaluable in helping me understand and make the right decisions. He made this process extremely easy. I highly recommend him to anyone looking for a knowledgeable lender.
Raj
Jul 30, 2021
Austin, TX
Verified

Dick is super customer-oriented. He kept me informed throughout the process and explained exactly what was needed and when. He also worked well with my realtor. And I felt secure uploading docs. to Guild's portal instead of emailing it. Thanks to Dick I felt the loan process was effortless. I will definitely recommend him to our friends who are considering home purchases in TX.
Andrew
Apr 16, 2021
Austin, TX
Verified

Dick Dunbar is a true mortgage professional he gets the job done quickly and accurately and puts you in the best position to close.
James
Feb 23, 2021
Austin, TX
Verified

Please read the testimonial from the survey just submitted. You are welcome to use it.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #309276
I am authorized to do business in the state of Texas.