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About me

I absolutely love what I do! I am a seasoned mortgage professional with 12 years of experience in the industry.Read more

I absolutely love what I do! I am a seasoned mortgage professional with 12 years of experience in the industry. I am committed to guiding my clients through one of the most significant financial decisions of their lives. Whether working with first-time homebuyers, seasoned homebuyers, those looking to refinance, or individual's investing in real estate, my aim is to provide expert advice and support throughout the entire process. 

I was a previous educator for 10 years, teaching at the high school level. Both jobs are equally rewarding; however, helping people with homeownership is the best feeling ever. My goal is to build lasting relationships with my clients, offering continued support long after the loan is closed.

On a personal level, family is very important to me. My greatest successes are my two children. In my spare time, I love spending time with my family, traveling, running, scuba diving, reading and sky diving.

Awards

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Causes and Memberships

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Testimonials

4.93 (48 reviews)
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5.0
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5.0
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4.7
Having been a Real Estate Agent and Broker I have worked with many lenders on behalf of clients over the last 24 years. Now , in need of a lender for our own property I chose Denise. I have NEVER seen loan officer work as hard as she did to make everything work for us. Denise is a "there is a way and I will find it" kind of lender and when she says "we got this" she really means it. The property we bought is in central Texas so not local to Denise- but that didn't matter- no problem for Denise! I would HIGHLY recommend Denise to anyone looking for a mortgage lender. More often than not dealing with a mortgage can be stressful and even painful and frustrating at times. Not with Denise- she works everything on behalf of her clients and keeps it all as worry free as possible. Thank you Denise! Not sure anyone but you could have gotten this done (and in less than 30 days-ahead of schedule!)
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Marsha

Mar 16, 2026

San Marcos, TX

Everything was handled well and went in a timely manner even though was handled entirely remotely
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Donald

Jan 31, 2026

Poolville, TX

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Ashton Loving

Transaction Coordinator

I am not an originating team member

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #1454850

I am authorized to do business in the state of Texas.

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See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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