Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I absolutely love what I do! I am a seasoned mortgage professional with 12 years of experience in the industry. I am committed to guiding my clients through one of the most significant financial decisions of their lives. Whether working with first-time homebuyers, seasoned homebuyers, those looking to refinance, or individual's investing in real estate, my aim is to provide expert advice and support throughout the entire process. 

I was a previous educator for 10 years, teaching at the high school level. Both jobs are equally rewarding; however, helping people with homeownership is the best feeling ever. My goal is to build lasting relationships with my clients, offering continued support long after the loan is closed.

On a personal level, family is very important to me. My greatest successes are my two children. In my spare time, I love spending time with my family, traveling, running, scuba diving, reading and sky diving.

Read Blog

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.91 out of 5.0 stars
4.88
5.0
Maira
Jul 19, 2025
Springtown, TX
Verified

Denise and her team worked quickly and effeciently to get us into our new home. She provided us with various option to best suite our family and needs.
Luis
Jul 12, 2025
Saginaw, TX
Verified

Denise helped us secure our first house , very attentive answered all of our questions and in all out provided a smooth and easy experience.
BRENDA P
Jul 12, 2025
Verified

Denise, as always, did an outstanding job with communication and being readily available. She made my clients feel at ease and confident throughout the process, reassuring them every step of the way. Thank you, Denise, for your continued professionalism and care—you truly make a difference!
Jo T
Jun 25, 2025
Verified

Denise Norman is fantastic. I had a complex case and she found solutions.
Joanne
Apr 28, 2025
Dallas, TX
Verified

Denise was great and found solutions.
Brad
Jun 21, 2025
Tolar, TX
Verified

Denise is one of the best loan officers that I've had the privilege of working with! She is personable and informative and communicates very well with all parties involved in the transaction. She is always promp and conscientious about responding to questions and concerns and is totally focused on closing the deal!

Video gallery

View More

Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #1454850
I am authorized to do business in the state of Texas.