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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Ready for the best mortgage process of your life?

As a Nashville native, I have seen this city boom. I have been in the industry for 7+ years and am so excited to bring the best technology and service to Nashville.

What do you get when you work with me?

Customized Preapproval Process– your journey is uniquely yours, so you should get custom numbers that fit your goals

In-depth Personalized Videos – explanations of your loan, estimated payments, and fees while you shop for your home

Constant Communication – I will personally call you and your agent each week with an update on where you are in the process

Current Market Updates – follow me on Instagram (@mf.lending) for daily market updates, and my blog (MF Lending) to see how rates are moving

To me, you are not just a number. I walk every client through the process, so they are excited about their home journey! My blog has a disco ball as the logo – so you know we have fun as we do it.

If you want to get started - Apply Now

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.93
5.0
Jonathan S
Mar 31, 2025
Verified

I recently bought a home, and Michael was an incredible resource! He is highly knowledgeable, easy to work with, and generous with his time. His responsiveness to communication is outstanding. If you’re in need of a mortgage, you’ll be thrilled to work with him. I highly recommend Michael!
Patrick R
Mar 13, 2025
Verified

Michael has the financial expertise to recommend lending solutions with the emotional intelligence to thoughtfully tailor them to individual needs. I look forward to working together in the future!
Austin F
Mar 12, 2025
Verified

Michael has managed all of my loans, and he is amazing. He tells you the truth and is honest and fair. I recommend everyone use Michael as their loan officer; you will not regret it.
Kendall M
Mar 12, 2025
Verified

Michael DiLucchio is hands down the best mortgage lender I’ve worked with! Even though this was my second time buying a home, I learned more from Michael than I ever did the first time around. He went above and beyond to make sure I understood every aspect of my mortgage options, providing a custom report that compared different down payment percentages and monthly payments—along with a video walkthrough on how to read it. He took the time to explain the lingo, walk me through my options, and ensure I felt confident in my decisions. On top of that, he was incredibly personable, easy to talk to, and always available via phone, text, or email—whichever worked best for me. He even connected me with an insurance agent who provided the same level of service. I would recommend Michael to anyone looking for a mortgage lender, whether it’s your first home or your fifth. His knowledge, patience, and commitment to his clients are truly unmatched!
Jackson S
Mar 12, 2025
Verified

As a potential first time home buyer, I had no idea where to start on the lending process. I am so glad I was connected with Michael who went above and beyond answering my questions. He explains the process in a way that is easy to understand and makes you feel at ease. Michael takes good care of his clients and it's why I would highly recommend him.
swilso59
Mar 12, 2025
Verified

Michael was fantastic to work with on our recent home purchase. He does a great job utilizing technology, and he really found a creative way to work through some of the unique challenges our home buying process required! Would highly recommend him for you home lending needs!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1638482
I am authorized to do business in the state of Tennessee.