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About me

With over 7 years of experience in the mortgage industry, I've had the privilege of helping families turn their dream of homeownership into reality. For me, it's more than just numbers and paperwork-it's about changing lives, one home at a time.

As a proud parent of six and a grandparent, I understand the importance of finding the perfect place to call home. Whether you're buying your first house or upgrading for your growing family, I bring a personal touch to every step of the mortgage process. My goal is to make your journey smooth, stress-free, and successful.

When I'm not helping clients, you'll find me enjoying life on our family farm with our mini mule and mini horse, reading a good book, or spending quality time with my grandbaby. These moments remind me why I do what I do-because home is where life's best memories are made.

Let's work together to make your homeownership dreams come true. I'm here to guide you with care, expertise, and a genuine passion for helping people.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.95 out of 5.0 stars
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5.0
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4.9
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5.0
Penelope C.
Nov 2, 2025
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Great experience!
George
Nov 2, 2025
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Smooth process, great communication, and closed a few days earlier than ! Thank you!
Bonnie
Nov 6, 2025
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Guild mortgage graciously took a buyer's nightmare and turned it into their dream coming true. I thank God for saving ...See more
Jon J.
Nov 3, 2025
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Misty was responsive to our needs, and she did a lot of legwork to navigate a sticky HOA situation. She has a great atti...See more
Dip &.
Nov 2, 2025
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Misty is incredibly easy to work with and very communicative, she stays on top of things and you can feel the care that ...See more
Douthat A.
Nov 2, 2025
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I highly recommend Misty Hill as a mortgage lender! She is incredibly knowledgeable and makes the entire process smooth ...See more

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Awards

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Causes & Memberships

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NMLS ID #2639816

I am authorized to do business in the states of Tennessee and Virginia. (www.nmlsconsumeraccess.org/);

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