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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Thank you for taking the time to visit my website. I know buying a home can be a very personal experience, so let me tell you a little bit about me.

I was born in Seneca, SC and have family all over the state. Most of my formative years were in Lynchburg, Va and Remagen, Germany. In 1993, I graduated from James Madison University with a BBA in finance.

I began my career in mortgage lending in 2005. Mortgage Lending offered me the opportunity to utilize my interest in personal finance and helping people - what a great way to help someone by enabling them to achieve the dream of home ownership!

My goal is to make sure that you are comfortable with the loan process, fully understand the differences between loan products, and help you choose the right one based upon your unique requirements.

In my personal time, I enjoy traveling, playing golf, and spending time with my family

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.92
5.0
Brian
Oct 04, 2025
Chapin, SC
Verified

...........,..,
Robert
Oct 01, 2025
Chapin, SC
Verified

Trey was very responsive and helpful the entire way through the process !
James
Sep 12, 2025
Irmo, SC
Verified

This is my 2nd time going thru Guild w/Trey Baker at the helm. Each individual there is very professional & friendly at the same time.
Rebekah
Sep 06, 2025
Columbia, SC
Verified

Communicative, thorough, flexible
Svetlana
Aug 28, 2025
Columbia, SC
Verified

Trey Baker is very professional and knowlegeable loan officer and his team workers.Thank you.
Brenda
Aug 30, 2025
Hopkins, SC
Verified

I had never herd of Gild until we were referred by the seller who used Guid for his loan. The process was quick and seamless, they were very responsive and answered all our questions promptly. Overall we had an excellent experience.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #474314
I am authorized to do business in the states of Florida, Georgia, North Carolina and South Carolina.