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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Thank you for taking the time to visit my website. I know buying a home can be a very personal experience, so let me tell you a little bit about me.

I was born in Seneca, SC and have family all over the state. Most of my formative years were in Lynchburg, Va and Remagen, Germany. In 1993, I graduated from James Madison University with a BBA in finance.

I began my career in mortgage lending in 2005. Mortgage Lending offered me the opportunity to utilize my interest in personal finance and helping people - what a great way to help someone by enabling them to achieve the dream of home ownership!

My goal is to make sure that you are comfortable with the loan process, fully understand the differences between loan products, and help you choose the right one based upon your unique requirements.

In my personal time, I enjoy traveling, playing golf, and spending time with my family

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.92
5.0
Fernando
Aug 30, 2025
Hopkins, SC
Verified

I was referred to Trey and Guild Mortgage by one of their cutomers. That individual happened to be the person I bought my house from he liked them so well he referred them to me. Trey and the Guild team did an excellent job to make our transaction smooth and stress free. They always kept me in the loop throught the process and ensured I got the best rate and financing options avaialble. I would highly recommend Trey, Kellie, Tah Tah and the Guild team for their professionalism. I'd gladly use them again!
A
Aug 31, 2025
Verified

Trey Baker was fantastic to work with. He always answered the phone, and if he was busy, he called me back as soon as possible. He patiently explained everything in detail, and as a first-time buyer with many questions, I really appreciated his support. Don’t hesitate to work with him—you’ll have a great experience.
Dan B
Aug 28, 2025
Verified

Trey is easy to work with, responsive, and knowledgeable. A great experience all around!
Pat S
Aug 05, 2025
Verified

We are thankful our realtor Donna Arvay recommended Trey. He was more than a lender during this process; he is our friend and trusted advisor. Thank you, Trey!
Diane
Aug 16, 2025
Lexington, SC
Verified

Always available for questions or information.
Joseph
Aug 16, 2025
Lexington, SC
Verified

Trey was very knowledgable and helpful throughout the process. He was readily accessible for all questions.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #474314
I am authorized to do business in the states of Florida, Georgia, North Carolina and South Carolina.