(103 reviews)

James Nobles

Senior Loan Officer

NMLS ID #474219

Elgin, SC

4.75

(103 reviews)

Get in touch

Save Contact

566 Spears Creek Church Rd, Suite 101, Elgin, SC 29045

[email protected]

(803) 391-3550

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Find the loan to fit your life

You have choices when it comes to home financing

About me

As a Guild Mortgage Loan Officer with 36 years in experience in the industry, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. Having lived in Columbia all my life, I understand the importance of doing what's right for our customers and being their lender for life. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years.

Awards

Causes and Memberships

Testimonials

4.75 (103 reviews)

5.0

4.9

5.0

4.7

Really love working with James, Tata, and Kellie! they always make the process go easily and communicate with each step. Always ready to answer questions. greatly appreciate this team.

Chelsea

Feb 25, 2026 |

Lexington, SC

Good Moring , from start to finsih everything was very professional , timely and organized . They answered everyone of my questions and did not hesitate to go the extra mile to help with anything that was asked . I have purchaed many homes and i have to say this one was by far the best experience . Thank you to the entire team at Guild Mortage

Joshua

Feb 3, 2026 |

Leesville, SC

See all testimonials

Leave a review

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(803) 391-3550

Mobile:

(803) 309-8684

Branch:

(803) 764-4605

Fax:

(803) 849-8349

Email:

[email protected]

566 Spears Creek Church Rd, Suite 101, Elgin, SC 29045

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:30PM

CLOSED

Monday - Friday

8:30AM - 5:30PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #474219

I am authorized to do business in the state of South Carolina.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

For homebuyers

For homeowners

Get my app

Mortgage updates on the go

Available on Google Play and Apple App Store

James Nobles

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app