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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

For 20 years, I have made proactive communication with a customer-centric approach a top priority. I am here to help you provide concierge-level service to your clients…let my team and me show you how!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.92
5.0
Kelley
Mar 17, 2025
Lexington, SC
Verified

Sam & his office were so incredibly easy to work with and always had our best interest at heart.
Brianna M
Mar 19, 2025
Verified

Sam Cullum was such a pleasure to work with! He answered my questions quickly and in great detail. I really appreciated his weekly updates and his original video sent out to the parties involved so everyone knew exactly what to expect. I would highly recommend Sam to anyone that is interested in getting pre- approved!
Brianna
Mar 17, 2025
Columbia, SC
Verified

Sam was awesome! He helped me with my clients for my FIRST closing! He was available everytime I had questions or my clients had questions. I look forward to working with him!
Darius S
Mar 19, 2025
Verified

From our very first meeting, you made my wife and I feel comfortable and informed. Your expertise and attention to detail were evident as you guided me through each step of the loan application. You took the time to explain the various options available to me, ensuring that I understood all the terms and conditions. I especially appreciated your prompt responses to my questions and concerns. Your willingness to go above and beyond made a potentially stressful process much easier. I felt supported and confident in my decisions, thanks to your guidance. I am thrilled with the outcome and grateful for your professionalism and dedication. I will definitely recommend you to friends and family looking to secure a home loan in the future! Thank you once again for everything!
Darius
Mar 17, 2025
Columbia, SC
Verified

From our very first meeting, you made my wife and I feel comfortable and informed. Your expertise and attention to detail were evident as you guided me through each step of the loan application. You took the time to explain the various options available to me, ensuring that I understood all the terms and conditions. I especially appreciated your prompt responses to my questions and concerns. Your willingness to go above and beyond made a potentially stressful process much easier. I felt supported and confident in my decisions, thanks to your guidance. I am thrilled with the outcome and grateful for your professionalism and dedication. I will definitely recommend you to friends and family looking to secure a home loan in the future! Thank you once again for everything!
Christopher
Mar 17, 2025
Lexington, SC
Verified

Sam and his team are the best. Literally anytime we had a question he was ready to answer. He always had our best interest in mind and help navigate the process so well. I cant reccomend him enough! Great people doing a great job.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2280215
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.