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About me
For 20 years, I have made proactive communication with a customer-centric approach a top priority. I am here to help you provide concierge-level service to your clients…let my team and me show you how!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Sam is an incredible lender & truly cares! He took time out of his weekend to help us out when needed, explain everything in great detail to us, & made sure our family was taken care of! We highly recommend using Sam & his team!
Sam is a fantastic loan officer. He went above and beyond to help me clients and find them the best rate. He reassured them when concerns arose and took extra time to address their fears. As an agent I appreciate Sam's communication throughout the process and attention to detail to make sure the transaction went smoothly.
Sam was amazing!
Sam & his office were so incredibly easy to work with and always had our best interest at heart.
Sam Cullum was such a pleasure to work with! He answered my questions quickly and in great detail. I really appreciated his weekly updates and his original video sent out to the parties involved so everyone knew exactly what to expect. I would highly recommend Sam to anyone that is interested in getting pre- approved!
Sam was awesome! He helped me with my clients for my FIRST closing! He was available everytime I had questions or my clients had questions. I look forward to working with him!
NMLS ID #2280215
I am authorized to do business in the states of Georgia, North Carolina and South Carolina. 
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