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About me
For 20 years, I have made proactive communication with a customer-centric approach a top priority. I am here to help you provide concierge-level service to your clients…let my team and me show you how!
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Sam is exceptional—extremely knowledgeable, professional, and attentive throughout the entire process. Sam's expertise made the closing process smooth and stress-free. Highly recommend!
Kept me informed throughout the entire process.
From the minute our real-estate agent recommended Sam Cullum for a mortgage representative we knew it was going to be a successful journey and that's exactly how it turned out. Sam kept us informed during the whole experience and helped us work thru some of the tough points.
Great people?
Sam was awesome! I already have him connected to some of my other clients! Thanks Sam! Can't wait to work together again.
Sam and his team were so very nice, helpful and patient. Super easy to work with. When you called him with a question, he always answered his phone, not a answering machine or voicemail that was nice. I would highly recommend Sam.
NMLS ID #2280215
I am authorized to do business in the states of Georgia, North Carolina and South Carolina. 
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