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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

For 20 years, I have made proactive communication with a customer-centric approach a top priority. I am here to help you provide concierge-level service to your clients…let my team and me show you how!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.93
5.0
Edward
Apr 28, 2025
Pelion, SC
Verified

I was preapproved by three additional lenders and I decided to go with Guild for one reason and only one reason. That reason is named Sam Cullum. Sam was professional, knowledgeable, friendly, helpful, and always available when needed. mortgage process was easy compared to some of the other struggles I had in purchasing a property. business because of Sam. Sam is way above top notch and I would definitely recommend using him and Guild Mortgage.
Tania
May 05, 2025
Columbia, SC
Verified

Sam was incredibly supportive the entire transaction, communicating often to provide status updates and proactively requesting information for a streamlined transaction. His lending process and loan breakdowns were very detailed and easy for my first-time homebuyer to understand .
Robert
May 05, 2025
Lexington, SC
Verified

Sam was very professional and easy to work with. Answering every question that I had and help me understand everything that was going. I really appreciate everything that Sam and his team did for me and my family!
Richard
May 05, 2025
Irmo, SC
Verified

Sam is easy to work with and understands how to make the experience seaml and less frustrating.
LISA
May 05, 2025
Columbia, SC
Verified

Good Communication.
SHAVON
May 05, 2025
Lexington, SC
Verified

Great communication with myself and the buyer! I love Sam went to the closing as well.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2280215
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.