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About me
For 20 years, I have made proactive communication with a customer-centric approach a top priority. I am here to help you provide concierge-level service to your clients…let my team and me show you how!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Sam was awesome to work with. Quick response times, friendly, knowledgeable, and patient with our many questions!
Jared and I can't thank you enough for all your help and patience with us through this entire process. We appreciate you and your team! Thank you for everything, Sam!!
I was preapproved by three additional lenders and I decided to go with Guild for one reason and only one reason. That reason is named Sam Cullum. Sam was professional, knowledgeable, friendly, helpful, and always available when needed. mortgage process was easy compared to some of the other struggles I had in purchasing a property. business because of Sam. Sam is way above top notch and I would definitely recommend using him and Guild Mortgage.
Sam was incredibly supportive the entire transaction, communicating often to provide status updates and proactively requesting information for a streamlined transaction. His lending process and loan breakdowns were very detailed and easy for my first-time homebuyer to understand .
Sam was very professional and easy to work with. Answering every question that I had and help me understand everything that was going. I really appreciate everything that Sam and his team did for me and my family!
Sam is easy to work with and understands how to make the experience seaml and less frustrating.
NMLS ID #2280215
I am authorized to do business in the states of Georgia, North Carolina and South Carolina. 
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