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Owen Edwards

Owen Edwards

Senior Loan Officer

1122 Barnwell Street, Columbia, SC 29201
Own what matters
Own what matters

About Me

Being in the mortgage business since 2003, Owen's experience and vast product knowledge helps him pair you with a loan that fits your life. His mortgage education includes attaining the Residential Certified Mortgage Banker (CMB) designation in 2013; and after graduating from MBAs School of Mortgage Banking in 2011, he received his Accredited Mortgage Professional (AMP) designation. Owen's a native of Columbia and graduated from The College of Charleston, so he's incredibly well-versed in the needs of South Carolina homebuyers. Whether it's financing for the first time home buyer, buying a vacation home, or finding a loan program for the real estate investor—Owen will make it happen.

Owen proudly served as the 2020 President of the Mortgage Bankers Association of the Carolinas (MBAC). He has been involved with MBAC since 2010 and took his first seat on the MBAC Board of Directors in 2013. 

He was named Mortgage Banker of the Year for 2009 & 2018 by the Sales & Marketing Council of the Home Builders Association of Greater Columbia, is a multi-year recipient of the Guild Mortgage Circle of Honor Award, and a 2020 & 2021 recipient of the Guild Mortgage Presidents Club Award.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.97
5.0
Michael
Jun 10, 2024
Verified

Simply the best team around!
Mark
May 28, 2024
Verified

Same as previous answer..plus I trust Owen as I have another mortgage he worked on with me
Melissa
May 20, 2024
Verified

Thank you all, especially Owen Edwards, for making the purchase of our lake house go so smoothly. Everyone on the Guild team was helpful and responsive. It was a great experience. Melissa Miller
Jared
May 20, 2024
Verified

Owen Edwards went above and beyond to make this a smooth transaction even with the last minute change in plans and closed us on time and stress free.
Zeke
May 06, 2024
Verified

Owen and his TEAM are the Best in the Business - I always want to parallel my business with the BEST and Owen Edwards is the BEST - he is the GOLD STANDARD in Mortgage Lending! I would recommend Owen and his TEAM to anyone looking for a Mortgage!
Jason
Apr 22, 2024
Verified

Owen and His team were easy to work with. Communication was excellent!

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Awards

Causes I'm
passionate about

causes
NMLS ID #219112
I am authorized to do business in the states of Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org);