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Select from hundreds of loan products tailored to your needs

Lauren Sawyer Foster

Lauren Sawyer Foster

Sales Manager

1751 St. Julian Place, Columbia, SC 29204
Own what matters
Own what matters

About Me

Lauren Sawyer Foster is a native of Columbia, SC. She attended the College of Charleston and earned a degree in International Business. Upon graduating in 2006, Lauren worked with a new construction builder and developer. This allowed her to obtain vast knowledge in the home building process, real estate sales and closings.

Lauren has been a loan originator since 2010 and specializes in new home construction, FHA, VA, and USDA rural housing products. Lauren is a member of the Home Builders Association, Sales and Marketing Council, Junior League of Columbia, and Kemopalooza Board at Palmetto Health. In her spare time she enjoys spending time with her family and friends, playing tennis, and running.

Lauren knows that this industry doesn't operate on a "9-5 schedule" and that accessibility and communication are crucial in your mortgage transaction. Please contact her today to learn information about our wide variety of purchase and refinance options!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.91
4.94
James
Jun 17, 2024
Verified

Great communication keeping me informed every step of the way.
David
Jun 17, 2024
Verified

Lauren and the entire team at Guild were wonderful to work with; and the made the home buying process easy.
Jay
Jun 10, 2024
Verified

Lauren and her team have the best communication in the business. That is why I will continue to refer clotting them.
Grant
Jun 10, 2024
Verified

Guild makes the process to easy for buyers and takes the time to lay out options for first time buyers who are unfamiliar with the mortgage process. They truly have your best personal and financial interests at heart when going through different loans and rates to find what works best for you.
Lashaunda
Jun 10, 2024
Verified

Another great transaction with Lauren and Guild Mortgage.
Raiessa
May 06, 2024
Verified

I really enjoyed talking with Lauren and each of her team members and they were so easy to work with and explained everything in terms that made sense to me and were very clear. I truly appreciated one interaction with John where he helped me feel confident about the house closing actually going to take place. I won't go into a lot of details but I made sure to tell him at the time that it really meant a lot to me and I appreciated him for the information!

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NMLS ID #346619
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.