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About me

The Watson Team believes homeowners, both current & future, should be comfortable with the loan process and confident knowing their loan product best suits their family's goals. Since 2004, I've enjoyed making our communities stronger by partnering with over 1500 families to achieve homeownership or financial goals.Read more

The Watson Team believes homeowners, both current & future, should be comfortable with the loan process and confident knowing their loan product best suits their family's goals. Since 2004, I've enjoyed making our communities stronger by partnering with over 1500 families to achieve homeownership or financial goals. In 2020, our team's effort allowed us to surpass the $50 Million volume milestone. Our goal is to increase the number of happy families we successfully close annually. My team and I are excited about the opportunity to work with you!

Now, I seek to share my expertise with new & seasoned mortgage professionals. Through hands-on coaching, mentorship, and access to cutting-edge tools and resources, I am committed to every team member's success. Join our team of professionals, or let me show you how to build your own. Together, we can make this year and beyond exceptional! Let's talk!

Awards

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Causes and Memberships

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Testimonials

4.93 (621 reviews)
Zillow logo
4.9
Experience logo
4.9
Google logo
4.9
Third party logo
4.9
He was helpful and able to answer our questions and concerns.
Experience logo
Curtrell

Mar 13, 2026

Columbia, SC

I like the courtesy service and timely follow-ups.
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Emily

Mar 7, 2026

North Charleston, SC

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Vickie Ammons Hoover

Loan Officer l NMLS #2111810

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Erica Whaley-Watson

Production Manager I NMLS #1207755

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Rachanta Wallace

Mortgage Consultant l NMLS #2118275

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:00PM

Closed

Closed

Monday - Friday

8:30AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #474326

I am authorized to do business in the states of Georgia, North Carolina and South Carolina.

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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