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About me

As a Guild Mortgage Loan Officer with 36 years in experience in the industry, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. Having lived in Columbia all my life, I understand the importance of doing what's right for our customers and being their lender for life. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.74 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.7
James
Dec 19, 2025
Edgefield, SC
Experience logo
Seamless experience as always
Samuel
Dec 12, 2025
Columbia, SC
Zillow logo
After my original loan was approved, James found a new program at a higher interest rate, but included down payment assi...See more
Rolly
Nov 24, 2025
Dalzell, SC
Experience logo
How well you did your job.with the paperwork,and the timing.
David D.
Nov 17, 2025
Google logo
James is always communicative, and a wealth of knowledge for myself and my clients! Love doing business with James and G...See more
Kadie C.
Nov 17, 2025
Google logo
From the very beginning, James and his team were not only pleasant to work and communicate with, they were quick and ver...See more
Melissa S.
Nov 17, 2025
Google logo
Fantastic lender service with attention to detail!

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Awards

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Causes & Memberships

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NMLS ID #474219

I am authorized to do business in the state of South Carolina.

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