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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With a combined 50+ years experience in mortgage and financial services my team and I are committed to finding the right home loan for each of our clients. Our loans are all processed and underwritten locally in our office, allowing us to deliver a consistent process and on-time closings. Our goal is always to provide the strength of a big company with the accessibility of a small one.

My "Find a Loan" section of this website can be used to find information and resources on our home loan options. Please feel free to contact me directly with any questions. We look forward to working with you!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.82
5.0
4.94
4.99
Kenneth
Mar 31, 2025
Columbia, SC
Verified

i was refered to guild mortgage after speaking with the SC Housing department for first time homebuyers. not only did Guild look at me and my wifes information to determine the best course of action, but Mr. Cathcart kept us all on the loop of things and made sure we understood what was hapenning. He got us the down payment assistnce grant and we even left closing with some funds. definately will reccomend to my family and friends for the friendly service and the patience of answering all of our questions, even repeat ones.
Callie
Mar 31, 2025
Columbia, SC
Verified

We had a wonderful and smooth experience and will highly recommen this team.
ERIC
Mar 31, 2025
Columbia, SC
Verified

Great loan officer
Samantha
Mar 17, 2025
West Columbia, SC
Verified

It was always easy to get in touch with the team. They did a great job explaining everything, showing us our different options, and even helped us through an application for a grant to save on closing costs. Everyonr involved was super friendly and made sure our financials were taken care of with no issues.
Nancy
Feb 24, 2025
Lexington, SC
Verified

I always received call backs and all the folks I worked with were very friendly, knowledgeable and caring. Thank you to Heyward Cathcart, Barrett Lollis and ever.Christy Aughtry-Smith for all your patience and all the help you provided me with. You are the best team ever.
Steve
Feb 18, 2025
Gilbert, SC
Verified

Excellent communication and smooth process

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NMLS ID #474230
I am authorized to do business in the states of North Carolina and South Carolina.