call David Johansen!
David Johansen
Loan Officer
NMLS# 22078
About me
David Johansen has been a top-producing loan officer for 22 years, earning recognition from Rhode Island Housing as one of the top three loan officers in RI and top 1% of loan originators nationwide. Specializing in residential purchases and refinances, David serves a diverse clientele, including first-time homebuyers, physicians, and veterans. His primary focus is on empowering clients through education, ensuring they feel confident throughout their homebuying journey. From pre-approval to closing, David and his team are dedicated to exceptional client care and perfecting the mortgage process. As his past clients say, “If you want a mortgage that will get you dancing, call David Johansen!
A lifelong Rhode Island native, David lives in North Kingstown with his wife Chrissy, their son Trent, and daughter Charlotte. When he's not working, David enjoys taking his family on outdoor adventures and attending concerts of all music genres.
David currently services Rhode Island, Massachusetts, Connecticut, New Hampshire, and Florida. If you need assistance outside of these states, please call David, as Guild Mortgage is authorized to do service in many states nationwide (except in NY).
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Working with David has been nothing short of amazing. From the very first conversation to closing day, he was knowledgeable, responsive, and genuinely cared about making sure we felt informed and confident every step of the way. Buying a home can be overwhelming, but Dave and his team made the process smooth and stress-free. He was always available to answer questions (no matter how small), explained everything clearly, and worked tirelessly to ensure the best turn out for us! My husband and I can not recommend him enough!
Working with David was an absolute pleasure! From start to finish, he demonstrated professionalism, deep market knowledge, and a genuine commitment to finding the perfect home for us. His responsiveness was exceptional—always available to answer questions and provide insightful guidance. What truly set him apart was his ability to understand our needs and preferences, making the entire process seamless and stress-free. Whether negotiating terms or navigating complex paperwork, he handled everything with expertise and efficiency. Beyond his skills, David showed a personal touch that made all the difference. He took the time to listen, offered honest advice, and ensured we felt confident in our decisions. Thanks to his dedication, we found a home that exceeded our expectations. If you’re looking for a trustworthy, knowledgeable, and supportive realtor, I highly recommend David - He made the home buying experience enjoyable and rewarding!
David is the best! He worked through his vacation weekend to get me an unbeatable rate and even waive some fees. (Another lender I was considering literally could not believe the rate David got me)! I owe my realtor for putting me in touch with David. 10/10; would bring all future business to him.
Dave is a smart, customer oriented partner with whom I enjoy doing business. I have and will continue to recommend him to others.
David is very knowledgeable and easy to work with he always is able to get my clients the best possobke interest rate!
If you have a tricky situation, call David. If you have an easy situation, call David. We needed a jumbo loan and needed it fast - and David was able to secure the loan. He made the whole process easy. He offered us different options and explained each one thoroughly. What would have been a dreaded experience was an easy one, with a fantastic outcome. Thank you David!
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