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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am licensed in 17 states, including Alabama, Connecticut, the District of Columbia, Florida, Georgia, Indiana, Michigan, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, Pennsylvania, Rhode Island, South Carolina, and Virginia. The best place to start in the home buying process is to work one-on-one with a trusted loan officer. This is so you can understand which home mortgage options you are qualified for and can identify any obstacles that may need to be addressed to provide a smooth home buying process. My team and I look forward to building a relationship with all our clients and helping you to finance your home.

Outside of the office, some of my favorite hobbies include taking part in various outdoor activities and spending time with my family and friends. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.86
5.0
Devin
Jul 01, 2025
Dunmore, PA
Verified

Scott Lacey, Bob Rother, and Daysi Paulino are great to work with. Very helpful throughout the entire process.
Ryan
Jun 28, 2025
Killingly, CT
Verified

Scott & team at Guild Mortgage were great to deal with. Scott was accomodating & communicative throughout the process. High recommend Scott Lacey & his team at Guild Mortgage.
Frances
Jun 27, 2025
Hampton, NH
Verified

Scott was great very responsive and attentive to my questions .
Andrea
Jun 09, 2025
Woonsocket, RI
Verified

Scott was incredibly knowledgeable and kind, and it was clear that he was dedicated to providing us with an excellent experience. He answered our questions with patience and helped ensure that we understood each step of the process. I will certainly be recommending him to our friends and family!
Mike C
May 28, 2025
Verified

Incredible communicators! They made buying our home a very easy process and experience
Michael
May 27, 2025
Madison, TN
Verified

The process was not complicated and communication was exceptional

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #8154
I am authorized to do business in the states of Alabama, Connecticut, District of Columbia, Delaware, Florida, Georgia, Indiana, Massachusetts, Maryland, Maine, Michigan, Mississippi, North Carolina, New Hampshire, New Jersey, Pennsylvania, Rhode Island, South Carolina, Tennessee and Virginia. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 8154; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender; (www.nmlsconsumeraccess.org/);