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Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Tom Lutz

Branch Manager

2555 Kingston Road, Suite 230, York, PA 17402
Own what matters

About Me

I have been in the mortgage industry for 23 years and have vast experience with VA, USDA, and FHA loans. In 2014, I joined the RMS family, and I am excited to continue helping my clients join the Guild Team. I also bring nine years of experience as a Real Estate Associate Broker. 

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #135170
I am authorized to do business in the states of Maryland and Pennsylvania.