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Rob Frey

Rob Frey

Senior Loan Officer

2555 Kingston Road, Suite 230, York, PA 17402
Own what matters
Own what matters

About Me


 As a mortgage professional with over 20 years of experience and a degree in Accounting from Penn State, I am available to provide knowledgeable information for all of your home financing needs. It would be a privilege to help you identify the financing solution that best meets your specific needs. 

I will provide exceptional service with a personal touch from first-time homebuyers to sophisticated jumbo borrowers or investors. I will guide you through the mortgage process step by step to ensure you understand the options available. I will follow through to your settlement and beyond. I take pride in being available for you long after your loan closing, and I'm always glad to help. If you are thinking about purchasing a home, investing in a multi-family property, or simply refinancing your current home, please give me a call. Thank you again for the opportunity to work with you. 

Leave a Zillow review! https://www.zillow.com/lender-profile/Rob%20Frey/

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.89 out of 5.0 stars
5.0
3.75
4.99
5.0
Adam
Jun 04, 2024
Verified

Smooth and easy!
Darrian
Jun 04, 2024
Verified

Rob is super easy to work with and makes us feel confident that he’s got our back. We’re grateful we’ve been able to buy 2 houses now with his support and both were flawless!
Kristen
Jun 04, 2024
Verified

Rob was always very quick to get back to me and he made the whole process so easy. I was cleared to close weeks before settlement day - totally stress free!
Hannah
Jun 04, 2024
Verified

Rob was great to work with.
Dwayne
Jun 04, 2024
Verified

Once again, Rob Frey did a great job communicating every step of the way. He was a valuable resource and his expertise made the loan process seamless. Thanks, Rob!
Allyson
May 20, 2024
Verified

Rob made the process a breeze from start to finish, he was an absolute pleasure to work with.

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NMLS ID #147464
I am authorized to do business in the state of Pennsylvania.