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About me

As a mortgage professional with over 20 years of experience and a degree in Accounting from Penn State, I am available to provide knowledgeable information for all of your home financing needs. It would be a privilege to help you identify the financing solution that best meets your specific needs.

I will provide exceptional service with a personal touch from first-time homebuyers to sophisticated jumbo borrowers or investors. I will guide you through the mortgage process step by step to ensure you understand the options available. I will follow through to your settlement and beyond. I take pride in being available for you long after your loan closing, and I'm always glad to help. If you are thinking about purchasing a home, investing in a multi-family property, or simply refinancing your current home, please give me a call. Thank you again for the opportunity to work with you.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.91 out of 5.0 stars

5.0

3.75

4.97

5.0

Gregory

Oct 16, 2024

Verified

Rob was fantastic! He communicated with everyone involved throughout the whole process and made the transaction very smooth. I highly recommend Rob to any buyer who is looking for a mortgage to buy a home.

Keila

Oct 16, 2024

Verified

Got to closing on time, good communication

Erin

Oct 07, 2024

Verified

Smooth process from start to finish!

Kenneth

Sep 23, 2024

Verified

Rob walked us thru the whole process

Kathy

Sep 23, 2024

Verified

Rob was very nice he talked us through the whole process and he was very knowledgeable and professional

Renee

Sep 03, 2024

Verified

Was able to answer all our questions, very straightforward and honest (loved it)! Rob was available and willing to answer texts/questions outside of normal business hours. Overall a quick process.

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NMLS ID #147464

I am authorized to do business in the state of Pennsylvania.

Select from hundreds of loan products tailored to your needs

Rob Frey

Senior Loan Officer

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