Name: Find the loan to fit your life
Address: 2555 Kingston Road Suite 230, York, PA, 17402
Rating: 4.89

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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a lifelong resident of York County, I’ve assisted thousands of individuals in achieving their dream of homeownership. At Guild Mortgage, we offer superior products and unwavering support to ensure your loan closes on time and as promised. I take immense pride in serving the realtors, builders, and homebuyers throughout Pennsylvania. Allow this award-winning Loan Officer to assist you today!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.89 out of 5.0 stars

4.91

5.0

4.6

Dan

Jun 28, 2025

Red Lion, PA

Verified

Kevin was great to work with and an expert in every aspect

Dakota

Jul 03, 2025

Hanover, PA

Verified

Thank you kevin again for working with us and helping us navigate through the refinacing process . I will always reccomend Kevin

Dan

Jun 28, 2025

Red Lion, PA

Verified

Kevin was amazing to work with. He was very professional and helped to walk me through some things that would have been otherwise confusing. I would certainly recommend him!

Evan

Jun 02, 2025

York, PA

Verified

This was the first time dealing with a lender, where my wife and I were treated like people and treated with respect. The entire team was pleasant, proffesional and great to work with. I would recomend Kevin and his team to any family looking to buy their dream home.

Alex

May 23, 2025

Verified

Very kind and helpful staff

Emmanuel

May 23, 2025

Verified

They went above and beyond.

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Awards

Causes & Memberships

NMLS ID #311080

I am authorized to do business in the state of Pennsylvania.

Select from hundreds of loan products tailored to your needs

Kevin Wivagg

Senior Loan Officer

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