Name: About Our Guild Mortgage York Office at 2555 Kingston Road
Address: 2555 Kingston Road Suite 230, York, PA, 17402
Rating: 4.88

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About me

As a lifelong resident of York County, I’ve assisted thousands of individuals in achieving their dream of homeownership. At Guild Mortgage, we offer superior products and unwavering support to ensure your loan closes on time and as promised. I take immense pride in serving the realtors, builders, and homebuyers throughout Pennsylvania. Allow this award-winning Loan Officer to assist you today!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.88 out of 5.0 stars

4.91

5.0

4.0

Michael G

Dec 20, 2024

Verified

Always great to work with. Stress free process

Michael

Dec 16, 2024

Dover, PA

Verified

Kevin is always on top of things. He does what he says he will and provides great service.

Allen

Dec 16, 2024

Hanover, PA

Verified

It was a way easier process than I expected. I don't drive and off of the documents being signed digitalaly aside from closing papers made life really convenient me.

Miller B

Nov 25, 2024

York, PA

Verified

Kevin and his team were extremely professional, timely and helpful through the entire process. I would recommend Kevin Wivagg and his team at Guild Mortgage to anyone in the market of purchasing a home.

Nick10

Nov 06, 2024

Biglerville, PA

Verified

Kevin was great to work with and got everything done quickly. Communication was great and always had an answer to our questions. I would recommend Kevin to anyone looking for a loan.

Airbornelrs104

Nov 06, 2024

Wrightsville, PA

Verified

Kevin was able to close an unconventional property with a VA loan in 3 weeks with no issues. An inspection issue which was the fault of the seller only moved closing 4 days.

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NMLS ID #311080

I am authorized to do business in the state of Pennsylvania.

Select from hundreds of loan products tailored to your needs

Kevin Wivagg

Senior Loan Officer

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