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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With a background in real estate and years of lending experience, I am knowledgeable in virtually every aspect of your transaction – whether purchase or refinance. With competitive rates and true in-house processing, underwriting, and closing, combined with my personal commitment to hands-on attention and goal of 100% customer satisfaction, create a positive loan experience! 

Whether it's your first home purchase, refinance, or comprehensive debt restructure, I am always available to listen to your particular situation and provide guidance and solutions. Please feel free to contact me at any time. I strive to give you the personal attention that you deserve. I have been a licensed Mortgage Loan Officer since 2003 and a Certified Mortgage Planning Specialist since 2012. I worked as a Pennsylvania licensed Realtor® for four years before coming into the mortgage industry. In my free time, I enjoy coaching baseball and playing the guitar.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.98
5.0
Duane
Feb 03, 2025
Drums, PA
Verified

My questions & concerns were answered honestly in a timely manner.
Jonathan
Feb 03, 2025
Drums, PA
Verified

Everything was easi handled
Ross
Jan 06, 2025
South Williamsport, PA
Verified

Transaction went smoothly
Michael
Jan 06, 2025
South Williamsport, PA
Verified

Great team, responsive and through. We did a PFHA and VA loan , all went smoothly. I cannot recommend them more.
Jocelyn
Jan 06, 2025
Wilkes Barre, PA
Verified

Rich was great to work with as always. The process was smooth throughout and there was Contrera constant communication. I will continue to refer clients to him every chance I get.
Jeffrey
Jan 06, 2025
Drums, PA
Verified

The whole team was outstanding to work with and would highly recommend them to anyone looking to buy a house. Couldn't have had a better experience.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #132877
I am authorized to do business in the state of Pennsylvania.