Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Rich Sachse

Rich Sachse

Senior Loan Officer

613 Baltimore Drive, Suite 4, Wilkes Barre, PA 18702
Own what matters
Own what matters

About Me

With a background in real estate and years of lending experience, I am knowledgeable in virtually every aspect of your transaction – whether purchase or refinance. With competitive rates and true in-house processing, underwriting, and closing, combined with my personal commitment to hands-on attention and goal of 100% customer satisfaction, create a positive loan experience! 

Whether it's your first home purchase, refinance, or comprehensive debt restructure, I am always available to listen to your particular situation and provide guidance and solutions. Please feel free to contact me at any time. I strive to give you the personal attention that you deserve. I have been a licensed Mortgage Loan Officer since 2003 and a Certified Mortgage Planning Specialist since 2012. I worked as a Pennsylvania licensed Realtor® for four years before coming into the mortgage industry. In my free time, I enjoy coaching baseball and playing the guitar.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.99 out of 5.0 stars
4.98
5.0
Emily
Jan 16, 2024
Verified

Everyone at Guild was so great while helping me through the mortgage process
Donna
Jan 16, 2024
Verified

I didn’t need to call for updates on the loan process.
Amanda
Dec 23, 2023
Verified

I bought a house back in a June of this year using Rich as my loan officer but never got around to writing a review until now. My experience with him was great and will be using him in the future if I switch homes. As it was my first time buying a home he explained to me all of the options for financing I had and I feel like he really helped me understand what all of it meant so I could make educated choices. Very professional! He was available by phone whenever I needed to discuss something even during the evenings and on the weekends. That really gave me a lot of piece of mind being a first time homebuyer. Couldn’t recommend Rich enough and he’ll be the person I tell people to talk to if I’m asked for any recommendations or who I used.
Jeanne
Dec 19, 2023
Verified

Again, Rich and his associates handled everything and made sure the experience of getting the mortgage ran smoothly. Their experience is obvious. I would not hesitate to use them again.
Mark P
Dec 20, 2023
Verified

Complete professionalism from start to finish. Extremely knowledgeable and friendly making it easy to work with them.
Purooshotam
Dec 19, 2023
Verified

Excellent Job

Video gallery

View More

Awards

awards awards awards

Causes I'm
passionate about

causes
NMLS ID #132877
I am authorized to do business in the state of Pennsylvania.