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Helping Home Buyers for 30 years

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

A Penn State Graduate with 30 years of experience as a Loan Officer. Top producing Presidents Club Member.
 

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

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Testimonials

Testimonials
4.88 out of 5.0 stars
5.0
4.83
4.93
Nicholas
Aug 29, 2025
Chambersburg, PA
Verified

Joe and his team were so kind and helpful, even after I proved to be a high maintenance customer.
Nicole S
Oct 01, 2025
Verified

Joe and his team are always on top of things and always get the job done!
Erin
Sep 26, 2025
Mercersburg, PA
Verified

Joe Luisi goes above and beyond to make sure his clients get the best deals and experience.
Peggy
Sep 26, 2025
Mercersburg, PA
Verified

Joe goes above whatever it takes to close a transaction.
Karen E
Sep 26, 2025
Verified

I recently worked with Joe as the lender for my clients, and I was thoroughly impressed with his service. After another lender dropped the ball at the last minute, Joe stepped in and made the process remarkably smooth. From the start, Joe was professional and responsive, quickly gathering necessary documents and keeping communication clear throughout. His dedication to finding solutions allowed us to close faster than expected. I highly recommend Joe to anyone needing a reliable lender. His expertise and commitment truly made a difference in this deal, and I look forward to working with him again!
Mario
Sep 24, 2025
Shippensburg, PA
Verified

Exelente hacer Negocio con ustedes fueron muy claras la esplicaxiones a la hora de finalizar , gracias por poder ayudarme en lo general a comprar mi dulse hogar . GRACIAS ?!...

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #460166
I am authorized to do business in the states of Maryland, Pennsylvania and West Virginia.