Helping Home Buyers for 30 years
Select from hundreds of loan products tailored to your needs
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
A Penn State Graduate with 30 years of experience as a Loan Officer. Top producing Presidents Club Member.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.84 out of 5.0 stars
5.0
4.7
4.9
4.9
Daniel
Dec 29, 2025
Waynesboro, PA
Joe was so awesome, he listened and gave advice that helped me to find the best path to my family's new home. It was ea...See more
Ronnie
Dec 26, 2025
Waynesboro, PA
communication and closing on time
Donald
Dec 24, 2025
Fort Loudon, PA
Joe is by far one of the best mortgage brokers in the area, always on top of things and thinking ahead, works through is...See more
Alex
Dec 21, 2025
Chambersburg, PA
very nice people to work with very helpful and great for the support!
Stanley
Dec 21, 2025
Waynesboro, PA
Very straightforward and no gimicks. Estimates were clear and accurat!
Ronald
Dec 18, 2025
Mercersburg, PA
You always keep us posted through entire transaction
NMLS ID #460166
I am authorized to do business in the states of Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);




