Helping Home Buyers for 30 years
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Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
A Penn State Graduate with 30 years of experience as a Loan Officer. Top producing Presidents Club Member.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.85 out of 5.0 stars
5.0
4.7
4.9
4.9
Ronald
Dec 18, 2025
Mercersburg, PA
You always keep us posted through entire transaction
Ronnie
Dec 18, 2025
Waynesboro, PA
communication and closing on time
Heather
Dec 18, 2025
Chambersburg, PA
Everything was just easy.
Daniel
Dec 18, 2025
Waynesboro, PA
Joe was so awesome, he listened and gave advice that helped me to find the best path to my family's new home. It was ea...See more
Lydia
Dec 15, 2025
Fairfield, PA
Joe was so helpful and made the process seamless!!
Charles
Dec 15, 2025
Greencastle, PA
Joe was extremely helpful and friendly and made our experience pleasurable
NMLS ID #460166
I am authorized to do business in the states of Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);




