Helping Home Buyers for 30 years
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Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
A Penn State Graduate with 30 years of experience as a Loan Officer. Top producing Presidents Club Member.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.85 out of 5.0 stars
5.0
4.7
4.9
4.9
Charles
Dec 5, 2025
Greencastle, PA
Joe was extremely helpful and friendly and made our experience pleasurable
Alyssa
Dec 3, 2025
Sandy Hook, VA
Brooke, Stephen, and Joe were amazing to work with. They were knowledgable, great communicators, and quic...See more
Lydia
Dec 3, 2025
Fairfield, PA
Joe was so helpful and made the process seamless!!
Victoria
Nov 24, 2025
Waynesboro, PA
Joe is a great lender!
Kristyn
Nov 24, 2025
Greencastle, PA
Joe has been a steady business partner of mine for over 15 years. His mortgage knowledge exceeds 99% of ot...See more
Alise
Nov 24, 2025
Chambersburg, PA
Joe was absolutely amazing through the entire experience. Most place just denied me , but Joe took the tim...See more
NMLS ID #460166
I am authorized to do business in the states of Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);




