Select from hundreds of loan products tailored to your needs
Amy Czyzyk
Loan Officer
NMLS# 1139018
About me
Welcome to the A.C. Advantage
Your Journey, My Commitment
With over two decades of experience in the mortgage industry and deep roots in Central Pennsylvania, I understand that buying a home is much more than just a transaction - it's a life-changing experience. My Mission is to ensure that every client I work with feels like family, supported and cared for throughout the entire mortgage process. Also, my commitment to you does not end once the mortgage process is over. I'm here to build a relationship long after the keys are handed over.
Experience You Can Trust
Having worked in the mortgage industry since 1993, I bring a wealth of expertise and in-depth local knowledge to every transaction. Whether you're a first-time homebuyer or looking to refinance, I will simplify your mortgage journey and provide you with personalized, straightforward solutions.
Commitment to Honest Communication
Clear, transparent communication is at the core of everything I do. From the first meeting to the final closing, I make sure you understand your options, the process and the next steps. I'm here to answer your questions, address your concerns, and ensure you feel confident every step of the way.
Local Expertise
As a native to Central Pennsylvania, I'm not only familiar with the area, but deeply invested in its community. Whether you're looking to buy your first home or seeking a new home that suits your family's needs, I take pride in being your go-to expert for all things mortgage in our region. And not just mortgages, if you are looking for a great meal, I can also recommend the best restaurants in town.
Let's Connect!
Ready to start your mortgage journey with a partner who truly cares? Contact me today and let's discuss how I can help you achieve your homeownership or refinance goals.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
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Testimonials
I always knew where we stood in the transaction. Easy to reach and took time to call and update me. Most lenders on opposite side never do that. It was nice for a change!!
Amy made the process seamless with her excellent communication with my real estate agent and with me. She was thorough and organized, patient and kind. I liked how she personalized my mortgage plan. Applying for a mortgage can be a daunting, anxiety ridden task and Amy emotionally supported me through that. She explained things in layman's terms so I was able to understand how the numbers fell where they did.
Amy works in our clients best interest. She is quick to communicate and is very clear on the process.
Amy was great! We had lots of hiccups during the process and she never let it get in the way of us closing on time.
As an agent who has worked with many lenders, I can say without a doubt that Amy is one of the best. She’s incredibly helpful—not just to agents, but to our clients as well. She delivers excellent work and supports you every step of the way.
Amy is a fantastic lender! I use her for most of my clients and I have used her for my own personal transactions as well. I highly recommend her!
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