Name: Find the loan to fit your life
Address: 1693 Crown Ave, Lancaster, PA, 17601
Rating: 4.98

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Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.98 out of 5.0 stars

5.0

4.96

5.0

Michele

Jul 22, 2025

Jim Thorpe, PA

Verified

Tina was a pleasure to work with. She always kept me well informed on updates to my mortgage and called me back if I had questions. I would recommend Tina to friends and family!!

Nicholas

Jul 29, 2025

Hummelstown, PA

Verified

Tina did an excellent job handling my loan, she answered all my questions. This was a for sale by owner real estate deal and she made the whole process seamless. I was nervous because this was the first time I bought a FSBO but Tina meet and exceeded every expectation. I would recommend her to any one in need of a loan.

Matthew

Jul 28, 2025

Verified

Working with Tina made buying my first home easy and stress free. She is quick to respond to emails and phone calls to answer any questions. I would highly recommend working with her if you are looking to buy a home.

Matthew

Jul 25, 2025

Myerstown, PA

Verified

Tina and Linsday both worked to make this whole experience very simple and stress free for me.

Justin

Jul 15, 2025

Jamison, PA

Verified

Tina was great to work with and extremely helpful.

Russ

Jul 19, 2025

Columbia, PA

Verified

we settled

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Causes & Memberships

NMLS ID #98983

I am authorized to do business in the states of North Carolina and Pennsylvania.

helping families achieve homeownership for over 25 years

Tina Gring

Senior Loan Officer

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