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Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.96
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Debra
Mar 12, 2025
Verified

I had a long journey trying to find my new home but Tina Gring was with me every step of the way. She was quick to respond when I needed a timely answer and very supportive with helping me navigate the process of home buying and securing a mortgage. Greatly appreciate her assistance and expertise.
Rhyeme
Mar 10, 2025
Verified

Our experience with Guild Mortgage was nothing short of amazing! From start to finish, their team was professional, knowledgeable, and incredibly supportive. They guided us through every step of the home-buying process, ensuring we understood our options and felt confident in our decisions. Communication was excellent—our loan officer was always available to answer questions and provided timely updates, making the entire process smooth and stress-free. The loan terms were competitive, and we closed on time with no surprises. We truly appreciate the personalized service and dedication from Guild Mortgage. If you’re looking for a mortgage lender that prioritizes customer satisfaction and makes home buying a seamless experience, we highly recommend them!
Daniel
Jan 13, 2025
Hummelstown, PA
Verified

Everything requestes was clear and concise. The portal used make uploading documents very fast and efficient.
Brooke
Feb 03, 2025
Lebanon, PA
Verified

Tina made the process smooth and eased the stress of being a first time home buyer! Thank you Tina and your expertise!
Brooke
Feb 04, 2025
Verified

Tina is a wealth of knowledge and helped me as a first time home buyer! My experience was unique because I purchased a home from family in a private sale and she was able to adapt to unique situations, and made the whole process full of ease. I couldn’t recommend her enough, and am so grateful for her help!
Trudy S
Jan 24, 2025
Verified

Tina was great assisting the buyers who purchased my listing. She was seamless. I would love to see her name come up again in future transactions.

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Causes & Memberships

NMLS ID #98983
I am authorized to do business in the states of North Carolina and Pennsylvania.