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Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.96
5.0
Justin
Jul 15, 2025
Jamison, PA
Verified

Tina was great to work with and extremely helpful.
Russ
Jul 19, 2025
Columbia, PA
Verified

we settled
Ginger
Jul 19, 2025
Columbia, PA
Verified

Tina is truthfully one of the BEST!! Great communication and very on top of everything!
Kenneth
Jul 15, 2025
Jamison, PA
Verified

Tina did a great job as usual for my clients. Thanks Tina!
Rebekah
Jul 11, 2025
Annville, PA
Verified

Tina and her team were fantastic to work with due to their knowledge of the industry, availability, and quick responses! Thank you to Guild for making my experience as a first time buyer very special and welcoming!
Meghan
Jul 09, 2025
Verified

Tina and her team are always a pleasure to work with! We’ve used Tina for the purchase of our first home in 2018 and again for the purchase of our new home in 2025. She was so helpful, answered all of our questions and gave us all the information needed to make the best decisions for us.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #98983
I am authorized to do business in the states of North Carolina and Pennsylvania.