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Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.95
5.0
Jody
Dec 16, 2024
Jonestown, PA
Verified

there were very little hiccups in the entire process
Stephanie
Dec 16, 2024
Jonestown, PA
Verified

Everybody was very helpful throughout every step of the way
Audrey
Nov 26, 2024
Fleetwood, PA
Verified

See previous comments.
Cynthia
Nov 26, 2024
Fleetwood, PA
Verified

Clear communication with all parties, especially the client, easily reachable and responsive even on the weekends, effort above and beyond for her clients, and strong knowledge of the mortgage industry are just a few of the reasons this home sale with Tina Gring as the loan officer from Guild Mortgage was successful.
Justin
Nov 26, 2024
Reading, PA
Verified

Tina and her team are great at what they do
Ivonne V
Nov 01, 2024
Verified

I appreciate all the help that Guild Mortgage Tina Gring and her team has given me her ability to navigate through challenges with such professionalism and optimism was truly invaluable.Thanks to your dedication I am the proud owner of my dream home 😀 Sincerely Ivonne

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NMLS ID #98983
I am authorized to do business in the states of North Carolina and Pennsylvania.