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Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.96
5.0
pheichel
Apr 21, 2025
Verified

Tina was amazing through the mortgage process, explained things well, answered all our questions and always replied back quick! I would highly recommend Tina Gring!
McKenzie M
Apr 15, 2025
Verified

Easy to work with and always on top of the transaction details!
Mckenzie
Apr 14, 2025
York, PA
Verified

Tina was great to work with! She was always available for my client's questions and kept us up to date with all the important milestones.
Morgan
Apr 14, 2025
York, PA
Verified

We worked with Tina years ago to purchase our first home and knew we would work with her again if we ever had the need. She is responsive, helpful, freindly and seamless to work with. We have reccomended her to others who are looking to purchase their first home. The home buying process can be overwhelming and complicated and it is very helpful to have a loan officer who is trustworthy and willing to help and guide you through all of the steps.
Christina
Apr 14, 2025
York, PA
Verified

Tina Gring is the only reason we were still able to enjoy the stressful process of buying a new home. She was always there when we needed her and took the time to walk us through all our options. Even before finding a realtor, Tina will always be our first phone call to discuss financing because that's how much we trust her and her process!
Ray
Mar 31, 2025
Schuylkill Haven, PA
Verified

I found Guild Mortgage great to work with. Their staff is knowegable and friendly. It's obvious that superior customer service is their goal.

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NMLS ID #98983
I am authorized to do business in the states of North Carolina and Pennsylvania.