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Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.94
5.0
Karen
Jan 13, 2025
Kutztown, PA
Verified

Clear and constant communication
Billy K
Jan 09, 2025
Verified

Tina Tina Tina… haha what an amazing journey we had. From 3-4 years of searching and figuring out what we could buy. You have stuck with us and not only that made us feel like part of your family. I loved working with Guild mortgage and with you Tina. Thank you for helping us buy the building we are in and figuring out all the logistics (:
William
Jan 06, 2025
Annville, PA
Verified

Tina from beginning to end helped us achieve what we thought we couldn't and made us enjoy every minute buying our house. Helped me understand the logistics and making sure I had what i needed and I'm so blessed from getting to know her(:
Sylvia
Jan 06, 2025
Annville, PA
Verified

Tina is so knowledgeable of all the type of mortgages you offer and communicates well with the buyers....explains things in a way they can understand. I have never worked with a loan representative that is as good as Tina. She has saved several loans over the for my buyers over the years. Tina is most definitely an assest to your company.
EDWIN
Jan 06, 2025
Bernville, PA
Verified

Fantastic!
Kim
Jan 06, 2025
Carlisle, PA
Verified

Wonderful experience with Tina as always! Tina is so knowledgeable and always able to answer any question I or my buyers have or get us an answer quick! Tina is quick to respond any time I need to speak with her!

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NMLS ID #98983
I am authorized to do business in the states of North Carolina and Pennsylvania.