Contact Me
hero image
Your local lender

helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.95
5.0
Teng
May 05, 2025
Kutztown, PA
Verified

You were very personable and explained things well!
James
May 05, 2025
Kutztown, PA
Verified

Tina was great at explaining each step of the process, and was timely in answering all questions and concerns.
Nicholas
May 05, 2025
Lebanon, PA
Verified

Everything I needed I had a helping hand along the way. I was impressed with how easy they made things and how quick they were handled. I truly have no complaints a about this experience
MARIE F
Apr 29, 2025
Verified

As a realtor, my experience working with Tina Gring has been outstanding. She's super responsive, knowledgeable, and made the whole loan process smooth for my clients. I highly recommend her to anyone looking for a smooth, stress-free experience."
Marie
Apr 28, 2025
Lebanon, PA
Verified

"As a realtor, my experience working with Tina Gring has been outstanding. She's super responsive, knowledgeable, and made the whole loan process smooth for my clients. I highly recommend her to anyone looking for a smooth, stress-free experience."
pheichel
Apr 21, 2025
Verified

Tina was amazing through the mortgage process, explained things well, answered all our questions and always replied back quick! I would highly recommend Tina Gring!

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #98983
I am authorized to do business in the states of North Carolina and Pennsylvania.