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Tina Gring

Tina Gring

Senior Loan Officer

1693 Crown Ave, Lancaster, PA 17601
Own what matters
Own what matters

About Me

Buying a home is one of the most important financial decisions a person can make in their lifetime. I enjoy assisting them in that journey and making it a very positive experience. My goal is to be their mortgage advisor for a lifetime.

I come to Guild Mortgage from Residential Mortgage Services with 25 years of experience as an underwriter, operations manager and 17 years as a loan officer. I enjoy spending time with my family, gardening and relaxing at the beach in my spare time.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.95
5.0
Shawna C
Jun 04, 2024
Verified

Very knowledgeable and always happy to help
Scott G
Jun 04, 2024
Verified

Guild and Tina Gring are the best!! Great communication all the way through the transaction.
Dawn
Jun 04, 2024
Verified

Gina was very informative during the whole process. This is the first time working with her buyers.
Kenneth
Jun 04, 2024
Verified

Everyone was very pleasant to work with. The team made it simple to get all the paperwork done.
Mike
Jun 04, 2024
Verified

Tina is great to work with! She always has transactions ready to go well before they are due and is always available when communication is needed!
Quideann
Jun 04, 2024
Verified

Excellent personal and always committed to the people.

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NMLS ID #98983
I am authorized to do business in the state of Pennsylvania.