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Your local lender
helping families achieve homeownership for over 25 years

About me

With over 25 years of experience in the industry, including roles as an underwriter and operations manager, I bring a wealth of knowledge to my position at Guild Mortgage. For the past 20+ years, I’ve also worked as a loan officer, helping clients navigate their mortgage options.
In my free time, I love spending moments with my family, tending to my garden, and unwinding at the beach.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Renovation loans

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don't have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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4.9
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5.0
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5.0
Hugh
Nov 1, 2025
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Tina is a true professional. She is friendly knowledgable and responsive. I recommend her to all of my clients in need...See more
Brittany
Oct 5, 2025
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Tina communicates quickly and clearly throughtout the entire process.
Jonathan
Oct 2, 2025
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We liked working with Tina, she makes the process feel less intimidating, she's on top of things, and communicates very ...See more
Dahiana
Oct 2, 2025
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My experience was great , Tina and her team made it happen. thank you Tina !
Gary
Oct 2, 2025
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Went relatively smoothly.
Justin
Oct 7, 2025
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Tina made the process very easy and kept us informed the whole way from start to finish

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Awards

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Causes & Memberships

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NMLS ID #98983

I am authorized to do business in the states of North Carolina and Pennsylvania.

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