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Shelly Burkholder

Loan Officer

NMLS# 143147

About me

Homeownership is part of the American Dream.  For some, homeownership is providing their family with stability, privacy and comfort.  For others it allows them to express themselves and have more connection within their community.  And for all, it’s an achievement to feel proud of.  I have helped thousands of homebuyers achieve their goal of homeownership and I love being a part of something so important and rewarding to each of them.   

I have been in mortgage banking since 1990, starting in operations and transitioning to Loan Officer in 2004.  It is my nature to educate and help others whenever I can.  Everyone has a different goal, history and circumstances that we take into consideration to find the best loan program to meet them individually.  Our Lancaster operations team has worked together for years (dating back to 1990 and before, most recently as Residential Mortgage Services) and have processes in place to provide a smooth transaction for your purchase or refinance.  We have built long term relationships internally and with our clients, helping some more than twice or thrice with their financing needs.  I sincerely look forward to developing that same relationship with you on your next purchase or refinance. 

I am licensed in Pennsylvania, Maryland and Virginia.  I live in Lancaster County with my husband of a few (38) years.  We have four wonderful adult children that require us to travel when we visit.  We have two beagles that 100% meet the definition of a hound dog.  I also enjoy reading, music, exercise, outdoors and good food.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.92 out of 5.0 stars
Zillow logo
4.7
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Rich M.
Nov 6, 2025
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We were recommended to Shelly by a friend of ours. After our first conversation with her I knew she and Guild were goin...See more
Josh M.
Nov 5, 2025
Google logo
Shelly was amazing. Communication was top notch through the entire process. She even gave me a gift when we closed.
Joshua
Nov 4, 2025
Experience logo
Shelly did everything under the sun to get me the best option for me. She was amazing with communication ...See more
Richard
Nov 4, 2025
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We were recommended to Shelly by a friend of ours. After our first conversation with her I knew she and Guild were goin...See more
Danielle V.
Oct 2, 2025
Google logo
shelly and her team went above and beyond to help us and guide us through this journey. any question I had...See more
Danielle
Oct 1, 2025
Experience logo
shelly and her team went above and beyond to help us and guide us through this journey. any question I had...See more

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Awards

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Causes & Memberships

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NMLS ID #143147

I am authorized to do business in the states of Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);

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