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Building trust, one borrower at a time.

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About me

Homeownership is part of the American Dream.  For some, homeownership is providing their family with stability, privacy and comfort.  For others it allows them to express themselves and have more connection within their community.  And for all, it’s an achievement to feel proud of.  I have helped thousands of homebuyers achieve their goal of homeownership and I love being a part of something so important and rewarding to each of them.   

I have been in mortgage banking since 1990, starting in operations and transitioning to Loan Officer in 2004.  It is my nature to educate and help others whenever I can.  Everyone has a different goal, history and circumstances that we take into consideration to find the best loan program to meet them individually.  Our Lancaster operations team has worked together for years (dating back to 1990 and before, most recently as Residential Mortgage Services) and have processes in place to provide a smooth transaction for your purchase or refinance.  We have built long term relationships internally and with our clients, helping some more than twice or thrice with their financing needs.  I sincerely look forward to developing that same relationship with you on your next purchase or refinance. 

I am licensed in Pennsylvania, Maryland and Virginia.  I live in Lancaster County with my husband of a few (38) years.  We have four wonderful adult children that require us to travel when we visit.  We have two beagles that 100% meet the definition of a hound dog.  I also enjoy reading, music, exercise, outdoors and good food.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.73
4.94
4.95
Andrew
Oct 03, 2025
Pequea, PA
Verified

Shelly was wonderful to work with through a complicated scenario. she communicated very well and explained everything in great detail even as we explored different scenarios.
Paul B
Sep 27, 2025
Verified

Shelly at Guild Mortgage was vary helpful in every step of the process, making sure I understood what my options and opportunities were and what opportunities I may have in the future with my loan. Shelly was a pleasure to work with and I would be happy to work with her again.
Paul
Sep 25, 2025
Columbia, PA
Verified

Guild Mortgage was vary helpful in every step in the process, making sure I understood what options and opportunities I've had and will have in the future of my loan. They were vary thorough and it was a pleasure working with them.
Sherry
Sep 17, 2025
North East, MD
Verified

Everything went very smooth and I loan officer did check in with me time to time to make sure that I had everything that I needed overall very easy transaction
Stephanie P
Sep 18, 2025
Verified

Shelly was great! She was available whenever I had questions or whenever the buyers had questions. She took the time to make sure everyone was on the same page. Shelly communicated with the listing agents during the process as well, which I really appreciated. Overall, I had a wonderful experience working with Shelly. She is a fantastic lender and I won't hesitate to send buyers in her direction!
Elie
Sep 11, 2025
Lancaster, PA
Verified

great person

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #143147
I am authorized to do business in the states of Maryland, Pennsylvania and Virginia. (www.nmlsconsumeraccess.org/);