Skip to content

About me

 

Since 2001 I have been helping families all over Pennsylvania achieve homeownership. My primary focus has always been on new construction financing options.Read more

 

Since 2001 I have been helping families all over Pennsylvania achieve homeownership. My primary focus has always been on new construction financing options.

At Guild Mortgage Company, we have a great construction to permanent program that is a single-close transaction consisting of an interest only construction phase, which is then modified into permanent conventional financing once the home is complete.

We also offer construction end loans, including Conventional, Jumbo, FHA, and VA loan options. Most of our programs offer a long-term rate lock option, which offers lock terms up to 360 days, plus a float down option 30-15 days prior to closing*. So, you are protected if rates go up, but if they go down, you can take advantage of the float down. 

I grew up in the Lancaster, PA area. I got into the mortgage industry because I love working with numbers as well as helping people. In my spare time, I enjoy spending time with my family, travelling, and reading. I also am a wish granter for Make-A-Wish and have coached Girls on the Run.

I look forward to talking with you!

Awards

Image of an award

Causes and Memberships

Image of an cause

Testimonials

4.92 (12 reviews)
Experience logo
5.0
Google logo
5.0
Third party logo
4.7
Guild was excellent to work with though the entire process from start to finish . Communication was also excellent
Experience logo
William

Oct 3, 2025

Lancaster, PA

Melissa and her team were very attentive and quick to respond to questions. We could not have asked for a better experience.
Google logo
Tracy Y.

Oct 2, 2025

Team Logo

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Image

Andy Cardina

Sales Manager | NMLS #2129713

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #2129713

I am authorized to do business in the state of Pennsylvania.

Send us a message

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Homebot logo

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Guild Mortgage Logo

Get my app

Mortgage updates on the go

Apple Store LogoGoogle Play Store Logo

Available on Google Play and Apple App Store