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About me

Meet Melinda Trent

Welcome to my corner of the internet! I'm Melinda Trent, a Mortgage Loan Officer based in Lancaster, PA.Read more

Meet Melinda Trent

Welcome to my corner of the internet! I'm Melinda Trent, a Mortgage Loan Officer based in Lancaster, PA. With a blend of creativity, curiosity, and a passion for helping others, I'm on a mission to help home buyers realize their dreams whether for the first- time purchase, an investment or a second home. I believe every mortgage is a chance to empower families—creating stability, opportunity, and community one home at a time. We can assist you in the state of PA, MD, DE, or FL and if your life journey leads you somewhere else, we have great friends across the country we can refer you to.

What Drives Me?

I'm fueled by a desire to make homeownership dreams a reality. Whether it's for a first- time home, beginning a real estate investment portfolio, or financing a get-away in the mountains or at the beach, I'm dedicated to making a positive impact and inspiring others along the way. I am a strategist at heart and a connector by nature. When I’m not helping clients find the right loan solution, I’m spending time with my husband, kids, and grandkids, or enjoying my favorite hobbies—reading by the ocean, gardening, and exploring new places.

My Journey

My journey in Mortgage Banking over the last 32 years has been filled with twists, turns, and exciting discoveries. I've learned valuable lessons that have shaped me both personally and professionally. I’ve been recognized by Scotsman Guide year over year as a Top 1% Originator nationally and a top performer for Pennsylvania Housing Finance Agency.

What Sets Me Apart?

What sets me apart is my compassion, attention to detail and industry knowledge combined with what I believe to be the best team in the country. With a blend of problem solving and strong communication skills, Team Trent brings a unique approach to every loan while focusing on earning a 5-gold star rating from our clients each and every time (and so far we’ve earned over 550 from our clients!).

Let's Connect!

I'm always open to new opportunities, collaborations, and conversations. Whether you're interested in financing a home purchase with a mortgage, or simply want to chat, I'd love to hear from you.
 

Awards

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Causes and Memberships

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Testimonials

4.94 (510 reviews)
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4.9
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5.0
Experience logo
5.0
Google logo
5.0
Third party logo
4.9
Smooth sailing
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Linda

Mar 16, 2026

Elizabethtown, PA

Purchasing a new home can present many challenges and stress along the way. However, we had a pleasant experience using Guild service. The team was professional and prompt in their communication.
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Shane

Mar 11, 2026

Lancaster, PA

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Chelsea Farrell

Loan Processor II

I am not an originating team member.

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Cara Torok

Originating Loan Officer Assistant | NMLS #123312

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Keely Raifsnider

Loan Officer Assistant | NMLS# 2494900

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #131372

I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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