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About me

Meet Melinda Trent

Welcome to my corner of the internet! I'm Melinda Trent, a Mortgage Loan Officer based in Lancaster, PA. With a blend of creativity, curiosity, and a passion for helping others, I'm on a mission to help home buyers realize their dreams whether for the first- time purchase, an investment or a second home. We can assist you in the state of PA, MD, DE, or FL and if your life journey leads you somewhere else, we have great friends across the country we can refer you to.

What Drives Me?

I'm fueled by a desire to make homeownership dreams a reality. Whether it's for a first- time home, beginning a real estate investment portfolio, or financing a get-away in the mountains or at the beach, I'm dedicated to making a positive impact and inspiring others along the way.

My Journey

My journey in Mortgage Banking over the last 32 years has been filled with twists, turns, and exciting discoveries. I've learned valuable lessons that have shaped me both personally and professionally. I’ve been recognized by Scotsman Guide year over year as a Top 1% Originator nationally and a top performer for Pennsylvania Housing Finance Agency.

What Sets Me Apart?

What sets me apart is my compassion, attention to detail and industry knowledge combined with what I believe to be the best team in the country. With a blend of problem solving and strong communication skills, Team Trent brings a unique approach to every loan while focusing on earning a 5-gold star rating from our clients each and every time (and so far we’ve earned over 550 from our clients!).

Let's Connect!

I'm always open to new opportunities, collaborations, and conversations. Whether you're interested in financing a home purchase with a mortgage, or simply want to chat, I'd love to hear from you.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.91
5.0
4.91
4.99
Jennifer
May 27, 2025
Lancaster, PA
Verified

Always love seeing Guild on our seller's transactions! :)
Deborah
May 19, 2025
Columbia, PA
Verified

I had last minute craziness that the girls handled graciously. Shout out to Cara and Chelsea. Thank you for everything
Vickie
May 19, 2025
Columbia, PA
Verified

Always a pleasure!
Heather
May 19, 2025
Columbia, PA
Verified

The communication of Melinda's team along with her expertise makes the process smooth and mostly stress-free for the buyers
Rebecca
May 12, 2025
Sinking Spring, PA
Verified

Easy to work with! Cara understood what we wanted to do with our mortgage structure. I really appreciated how efficient the team was. They worked great togethe!
Daniel
May 27, 2025
Lancaster, PA
Verified

Melinda is top notch and is always available and flexible. thats that's what brought me back a second time. her team was good to work with. If I had any criticism it would be the ~4 other people in addition to Melinda that I worked with, and there being "a lot of new names", and feeling comfortable/aware that they are extensions of Melinda. those team members were good to work with

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #131372
I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.