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Melinda Trent

Loan Officer

NMLS# 131372

About me

Meet Melinda Trent

Welcome to my corner of the internet! I'm Melinda Trent, a Mortgage Loan Officer based in Lancaster, PA. With a blend of creativity, curiosity, and a passion for helping others, I'm on a mission to help home buyers realize their dreams whether for the first- time purchase, an investment or a second home. I believe every mortgage is a chance to empower families—creating stability, opportunity, and community one home at a time. We can assist you in the state of PA, MD, DE, or FL and if your life journey leads you somewhere else, we have great friends across the country we can refer you to.

What Drives Me?

I'm fueled by a desire to make homeownership dreams a reality. Whether it's for a first- time home, beginning a real estate investment portfolio, or financing a get-away in the mountains or at the beach, I'm dedicated to making a positive impact and inspiring others along the way. I am a strategist at heart and a connector by nature. When I’m not helping clients find the right loan solution, I’m spending time with my husband, kids, and grandkids, or enjoying my favorite hobbies—reading by the ocean, gardening, and exploring new places.

My Journey

My journey in Mortgage Banking over the last 32 years has been filled with twists, turns, and exciting discoveries. I've learned valuable lessons that have shaped me both personally and professionally. I’ve been recognized by Scotsman Guide year over year as a Top 1% Originator nationally and a top performer for Pennsylvania Housing Finance Agency.

What Sets Me Apart?

What sets me apart is my compassion, attention to detail and industry knowledge combined with what I believe to be the best team in the country. With a blend of problem solving and strong communication skills, Team Trent brings a unique approach to every loan while focusing on earning a 5-gold star rating from our clients each and every time (and so far we’ve earned over 550 from our clients!).

Let's Connect!

I'm always open to new opportunities, collaborations, and conversations. Whether you're interested in financing a home purchase with a mortgage, or simply want to chat, I'd love to hear from you.
 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.93 out of 5.0 stars
Zillow logo
4.9
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5.0
Experience logo
5.0
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5.0
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4.9
Joseph
Feb 3, 2026
Elizabethtown, PA
Experience logo
I felt seen and heard, not like just a number. It seemed like Melinda and the team really cared And had...See more
Shaun
Jan 31, 2026
Lancaster, PA
Experience logo
Melinda helped us out through out the whole process! I would definitely recommend her to anyone!
Dennis
Jan 29, 2026
Mount Joy, PA
Experience logo
Everything done in a timely manner
Adam
Jan 28, 2026
Mount Joy, PA
Experience logo
Melinda and her team did a great job getting buyers to the finish line!
Tina G.
Jan 25, 2026
Google logo
I first met with Melinda a few years ago when a friend highly recommended her to me. Melinda knew I was not yet ready to...See more
Luetta
Jan 8, 2026
Ephrata, PA
Experience logo
The whole Trent team was there to answer any questions I had. It was a very pleasant experience!

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Awards

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Causes & Memberships

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NMLS ID #131372

I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.

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