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About me

Meet Melinda Trent

Welcome to my corner of the internet! I'm Melinda Trent, a Mortgage Loan Officer based in Lancaster, PA. With a blend of creativity, curiosity, and a passion for helping others, I'm on a mission to help home buyers realize their dreams whether for the first- time purchase, an investment or a second home. We can assist you in the state of PA, MD, DE, or FL and if your life journey leads you somewhere else, we have great friends across the country we can refer you to.

What Drives Me?

I'm fueled by a desire to make homeownership dreams a reality. Whether it's for a first- time home, beginning a real estate investment portfolio, or financing a get-away in the mountains or at the beach, I'm dedicated to making a positive impact and inspiring others along the way.

My Journey

My journey in Mortgage Banking over the last 32 years has been filled with twists, turns, and exciting discoveries. I've learned valuable lessons that have shaped me both personally and professionally. I’ve been recognized by Scotsman Guide year over year as a Top 1% Originator nationally and a top performer for Pennsylvania Housing Finance Agency.

What Sets Me Apart?

What sets me apart is my compassion, attention to detail and industry knowledge combined with what I believe to be the best team in the country. With a blend of problem solving and strong communication skills, Team Trent brings a unique approach to every loan while focusing on earning a 5-gold star rating from our clients each and every time (and so far we’ve earned over 550 from our clients!).

Let's Connect!

I'm always open to new opportunities, collaborations, and conversations. Whether you're interested in financing a home purchase with a mortgage, or simply want to chat, I'd love to hear from you.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.91
5.0
4.91
4.98
Mark
Mar 10, 2025
Columbia, PA
Verified

Melinda is experienced, trustworthy & kind. We know our clients are in good hands when they use Melinda for their mortgage needs.
Maria
Mar 10, 2025
Lancaster, PA
Verified

Always there when I need them and always accurate in responses. Very trustworhty!
MaryAnne
Mar 10, 2025
Palm Bay, FL
Verified

Had a fantastic experience working with Guild Mortgage on a recent transaction in Florida! As the buyers' agent, I truly appreciated their excellent communication and teamwork. They were proactive, responsive, and made the process smooth for everyone involved. Looking forward to working together again!
Samantha
Mar 10, 2025
Lancaster, PA
Verified

Extremely helpful and attentive.
Jannette
Mar 10, 2025
Lancaster, PA
Verified

Because they send me every information . They were very nice
Ron
Mar 03, 2025
Lancaster, PA
Verified

Melinda and her team are absolutely the BEST! We've been selling real estate for 20 years and we have never worked with anyone else that comes close to their level of knowledge and customer service. We refer all of our buyers to Melinda and her team.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #131372
I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.