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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello! I am a local mortgage lender with Guild Mortgage, where we sort through the complexity, mind the details and take our responsibility seriously because it matters to your future. 

I joined the mortgage industry in 2003 and became licensed in 2010 with licenses in PA, NJ and DE.  

I love numbers - call it geeky, but math is my thing!  

I love credit too - if I wasn’t helping people finance their homes, I’d travel to high schools and teach young people about credit so they don’t make the unknown mistakes I see too often.  

When it comes to homebuyers, I have seen it all! Good credit, bad credit, unique employment, settling estates or divorces, no savings - I don’t judge, instead I enjoy getting creative to help a buyer meet their goals - sometimes it’s a quick goal and sometimes it’s a 3 year plan - but I want to see everyone succeed! 

When is a good time to buy? When you are ready! Don’t let the market or others’ opinions decide for you, you know what you want and need - go for it!  

Ask an expert like me - there’s no question too minor when you are borrowing hundreds of thousands of dollars, ask every question - the answers are free! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
4.9
5.0
Michael
May 12, 2025
Philadelphia, PA
Verified

Communication was excellent, and I was always kept informed with everything needed to successfully close the loan.
Katie
May 12, 2025
Lancaster, PA
Verified

Katy was so helpful and easy to work with. there were no hoops to jump through and she talked me through all my iptions options multiple times
Leigh
May 05, 2025
Schwenksville, PA
Verified

Very smooth transactiin with Katy from start to finish.
Michele
Apr 21, 2025
Doylestown, PA
Verified

Katy was a fantastic guide for our first home buying process. She was there for us to answer any questions we had along the way, and was in our corner the whole time. Thanks Katy!!!
Zoë L
Apr 14, 2025
Verified

Katy was extremely helpful and communicative. She went above and beyond to make sure we were always well-informed and comfortable.
Lydia
Apr 07, 2025
Philadelphia, PA
Verified

Very responsive and worked creatively to meet client's needs.

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NMLS ID #183951
I am authorized to do business in the states of Delaware, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;