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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello! I am a local mortgage lender with Guild Mortgage, where we sort through the complexity, mind the details and take our responsibility seriously because it matters to your future. 

I joined the mortgage industry in 2003 and became licensed in 2010 with licenses in PA, NJ and DE.  

I love numbers - call it geeky, but math is my thing!  

I love credit too - if I wasn’t helping people finance their homes, I’d travel to high schools and teach young people about credit so they don’t make the unknown mistakes I see too often.  

When it comes to homebuyers, I have seen it all! Good credit, bad credit, unique employment, settling estates or divorces, no savings - I don’t judge, instead I enjoy getting creative to help a buyer meet their goals - sometimes it’s a quick goal and sometimes it’s a 3 year plan - but I want to see everyone succeed! 

When is a good time to buy? When you are ready! Don’t let the market or others’ opinions decide for you, you know what you want and need - go for it!  

Ask an expert like me - there’s no question too minor when you are borrowing hundreds of thousands of dollars, ask every question - the answers are free! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
4.89
5.0
Amy Greenstein Z
Aug 12, 2025
Verified

Amazing, professional and trustworthy. She is extremely knowledgeable and makes her clients feel at ease with the process.
Amy
Aug 12, 2025
Wyncote, PA
Verified

Katy is wonderful. I have known her for years and she exemplifies professionalism and trust. Would recommend her to anyone needing mortgage services!
Kathleen
Aug 06, 2025
Philadelphia, PA
Verified

Katy is the best! I always recommend her to my buyers. She is professional, responsive and kind. Her vast knowledge is an incredible assset to any transaction, especially for first time buyers. Happy to educate and guide with care, Katy turns, what could be, a daunting process into one that is manageable and rewarding. I love working with Katy and look forward to future collaborations!
sally d
Aug 07, 2025
Verified

Katy and the team at Guild Mortgage are great! Our real estate agent recommended Katy to us and we are so happy she did! Katy is quick, thorough and makes things easy to understand. She was patient and walked us through various options of achieving our goals. I can't thank Katy enough for getting us over the finish line!
Sally
Aug 07, 2025
Glenside, PA
Verified

Our realestate agent recommended Katy. After we spoke with Katy we knew she was a great fit for us. Katy is so thorough and explains things in a very straight forward way. She answered all of our questions and was happy to explore different scenarios and options for our loan. Katy completes things quickly which makes things each in such a fast moving market and I felt very comfortable taking her advise and recommendations. The other guild staff we worked with were very professional and helpful and the online platform for uploading information was easy to use. Thanks to Katy and the Guild team for taking care of us!
Richard
Aug 02, 2025
Lancaster, PA
Verified

Katy was helpful, knowledgeable and transparent throughout the process.

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #183951
I am authorized to do business in the states of Delaware, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;