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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.93
5.0
4.9
5.0
Eric
Aug 26, 2025
Lancaster, PA
Verified

The Cardina Team is absolutely top notch! Amazing service and responsiveness along with an easy process is key to providing the awesome client experience they provide to all their clients.
John
Aug 29, 2025
Manheim, PA
Verified

Very responsive no matter time of day, exhibits a genuine care for clients making sure you are at ease with process and understand every step. Real pleasure to work with
Chris L
Aug 29, 2025
Verified

I highly recommend Andy and the Guild Mortgage Team!
Walter C
Aug 25, 2025
Reinholds, PA
Verified

The team was very responsive. They helped us along the way and were great with communication.
Mark
Aug 28, 2025
Collegeville, PA
Verified

Would not hesitatet to contact Andy again and wholly recommend working with his team.
Elizabeth
Aug 26, 2025
Lancaster, PA
Verified

We can't thank Rob and the team enough for all the support and guidance through this process and we now have a beautiful home and could not have done it without you 🥰

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #143174
I am authorized to do business in the state of Pennsylvania.