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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.93
5.0
4.93
5.0
Emily
Apr 07, 2025
Wrightsville, PA
Verified

Everything went very smooth and the staff was friendly and helpful throughout the experience
Pamela
Apr 07, 2025
Wrightsville, PA
Verified

Rob was very vested in our clients. I really appreciated his quick responses. I will definitely refer if I get more clients in the Lancaster area.
Amanda
Mar 31, 2025
Lititz, PA
Verified

The Andy Cardina team is great to deal with. From Start to Finish you always know what is going on and updated with where the loan is in the process, highly recommend!
Jeanne
Mar 31, 2025
Manheim, PA
Verified

Andy is a pro
Daniel
Mar 31, 2025
York, PA
Verified

Easy! handled dverytning very well
Petros
Mar 31, 2025
York, PA
Verified

Came through down 7 in the 4th quarter to close the deal

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #143174
I am authorized to do business in the state of Pennsylvania.