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Andy Cardina

Sales Manager

NMLS# 143174

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.91 out of 5.0 stars
Zillow logo
4.9
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5.0
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4.8
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5.0
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4.9
LISA
Dec 30, 2025
LANDISVILLE, PA
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My experience was great because Andy and his team were very attentive to my needs and questions and walked me through th...See more
George
Dec 29, 2025
Elizabethtown, PA
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Throughout the whole process of selling our home and purchasing our new home Guild was the only constant. The communica...See more
Crystal
Dec 29, 2025
East Earl, PA
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Andy Cardina and his team were excellent to work with. They communicated every step of the loan process and the result w...See more
Albert
Dec 25, 2025
New Holland, PA
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The comunication was great. There was constant updates.
Adriana
Dec 24, 2025
New Holland, PA
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The process was easy and was well informed on everything.
David
Dec 23, 2025
Ephrata, PA
Experience logo
Melissa Martin was so patient and helpful with every question we had

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Awards

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Causes & Memberships

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NMLS ID #143174

I am authorized to do business in the state of Pennsylvania.

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