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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.93
5.0
4.9
5.0
R
Oct 07, 2025
Verified

The whole process was clearly laid out from start to finish. The online portal was easy to use to upload documents, and the tab was very helpful with any and all questions that popped up along the way.
Lauren
Sep 30, 2025
Denver, PA
Verified

Made sure to explain things when I had questions, the whole process was easy and never felt rushed or like I wasn't being listened to.
Musa
Sep 26, 2025
Denver, PA
Verified

Yes. We will talk.
Alyssa
Sep 10, 2025
Lititz, PA
Verified

Successly assisted us navigating the purchase of our first home!
MD M
Sep 22, 2025
Verified

The Andy Cardina Team is truly unmatched! From start to finish, they went above and beyond, making the mortgage process smooth, stress-free, and even enjoyable. Their expertise, responsiveness, and genuine care set them far above anyone else we’ve ever worked with. Every question was answered, every detail explained, and we always felt like a top priority. If you want the absolute best in the business, the Andy Cardina Team is the one to trust!
Joseph J
Sep 18, 2025
Verified

Great staff kept me in the loop every step of the way

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #143174
I am authorized to do business in the state of Pennsylvania.