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Andy Cardina

Sales Manager

NMLS# 143174

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
Zillow logo
4.9
Facebook logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Madeline
Jan 9, 2026
Denver, PA
Experience logo
Our mortgage lender was excellent. She responded to us right away every time we had a question and took the time to expl...See more
LISA
Jan 9, 2026
LANDISVILLE, PA
Third party logo
My experience was great because Andy and his team were very attentive to my needs and questions and walked me through th...See more
Kaitlyn H.
Jan 8, 2026
Google logo
We had a fantastic experience working with Rob. He was incredibly kind, funny, and extremely knowledgeable, which made t...See more
Anthony
Jan 8, 2026
Lititz, PA
Experience logo
The Guild team was very professional, quick to respond, and made the whole process very easy for this first-time home bu...See more
Kaitlyn
Jan 8, 2026
Ephrata, PA
Experience logo
We had a fantastic experience working with our Rob. He was incredibly kind, funny, and extremely knowledgeable, which m...See more
Allyson
Jan 7, 2026
Denver, PA
Experience logo
We were crunched on time due to the failure of another mortgage company. Andy was clear and direct on what information h...See more

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Awards

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Causes & Memberships

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NMLS ID #143174

I am authorized to do business in the state of Pennsylvania.

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