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Andy Cardina

Sales Manager

NMLS# 143174

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.91 out of 5.0 stars
Zillow logo
4.9
Facebook logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Brianna
Dec 3, 2025
Dillsburg, PA
Experience logo
Great communication, smooth transaction
Luke
Dec 3, 2025
Denver, PA
Experience logo
Guild was great to work with, the whole team was very helpful and the communication was excellent.
Megan R.
Nov 29, 2025
Google logo
Kate was responsive, professional, and so helpful! We enjoyed working with the entire team at Guild very much because th...See more
Megan
Nov 27, 2025
New Holland, PA
Experience logo
Kate was responsive, professional, and so helpful! We enjoyed working with the entire team at Guild very much because th...See more
Julia M.
Nov 21, 2025
Google logo
Jonathan, Shilo, Michelle and Andy were all patient and professional throughout the process. We felt informed without be...See more
Orietta
Nov 21, 2025
I had an outstanding experience working with the Guild Mortgage team, specifically the Andy Cadina group, for my first h...See more

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Awards

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Causes & Memberships

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NMLS ID #143174

I am authorized to do business in the state of Pennsylvania.

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