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Andy Cardina

Sales Manager

NMLS# 143174

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
Zillow logo
4.9
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5.0
Experience logo
4.8
Google logo
5.0
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4.9
Theresa
Feb 12, 2026
York, PA
Experience logo
Your team keeps me & my clients informed every step of the way..!!
Mitchell
Feb 11, 2026
Columbia, PA
Experience logo
The entire team was great always available to answer questions and Rob Cardina was amazing always available by text or...See more
David
Feb 10, 2026
Bellefonte, PA
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Team was very knowledgeable a nd extremely helpful and kept me informed every step of the way thru the pro...See more
John
Feb 9, 2026
Elizabethtown, PA
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Communication was great at all times and effective and timely phone calls to my clients
Debra
Feb 9, 2026
Manheim, PA
Experience logo
Everyone was very helpful and informative.
Craig
Feb 6, 2026
Mount Joy, PA
Experience logo
Rob and the whole team were amazing and efficient from start to finish . They made a potentially stres...See more

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Awards

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Causes & Memberships

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NMLS ID #143174

I am authorized to do business in the state of Pennsylvania.

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