Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Andy Cardina

Andy Cardina

Sales Manager

NMLS# 143174

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.91 out of 5.0 stars
Zillow logo
4.9
Facebook logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Al V.
Dec 14, 2025
Google logo
Great service. Always kept us informed of the process.
Albert
Dec 14, 2025
New Holland, PA
Experience logo
The comunication was great. There was constant updates.
Adriana
Dec 14, 2025
New Holland, PA
Experience logo
The process was easy and was well informed on everything.
Tyler
Dec 13, 2025
Andy and his team worked hard and quickly to get us into our new home.
Jesica M.
Dec 9, 2025
Google logo
The Andy Cardina team is exceptional. I cannot recommend them highly enough. Their communication and professionalism are...See more
Jessica
Dec 9, 2025
Denver, PA
Experience logo
The Andy Cardina team is exceptional. I cannot recommend them highly enough. Their communication and professionalism are...See more

Video Gallery

Awards

Image of an award
Image of an award
Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #143174

I am authorized to do business in the state of Pennsylvania.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*