One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!
Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.
I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Your home loan insights
Already a homeowner?
Find out what your home is worth and see how your equity can work for you.
Get your home estimate
This is a great team, who is dedicated to helping their clients through what can be a challenging process. They are kind, knowledgeable, committed, resourceful, personally interested and very responsive throughout the process. After using them twice in a fairly short period of time, I have found them to be very consistent and effective in their work. I’m grateful!
Andy and his team were a dream to work with for my mortgage. They answered my questions quickly and had solutions for any issues that arose. I felt that they were very attentive and made the loan process as simple as possible.
An INCREBIBLE experience with Andy Cardina and all his team at Guild Mortgage. Andy supported the whole process, that was completely new for him since I was just moving to US with no credit history in the Country and made the impossible happen in record time! The whole communication process, from beginning to end, was very well done and my doubts were totally solved, giving me confidence that I was making the right decisions together with Andy and my agent. I would not have the dream to buy our house in US come true without him and his team!
An INCREBIBLE experience with Andy Cardina and all his team at Guild Mortgage. Andy supported the whole process that was completely new for him since I was just moving to US with no credit history in the Country and made the impossible happen in record time!The whole communication process from beginning to end was very well done and my doubts were totally solved giving me confidence that I was making the right decisions together with Andy and my agent.I would not have the dream to buy our house in US come true without him and his team!