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Andy Cardina

Sales Manager

NMLS# 143174

About me

One of the greatest pleasures in my life is spending time with my family in our home. It's the place where we can laugh, cry, play, study, work, and rest together. It's also the place where no matter how rough our day may have been, we find peace and security within our walls when we get home. I want everyone to have this opportunity which is why I am so passionate about what I do!

Since 2002, I've been helping people finance their homes by listening to their needs and objectives to provide them with the best loan program that makes their dream of Home Ownership a reality. I've provided home loans to more than 3,500 families, and I look forward to working for you as well. If we have not yet spoken, I hope you take a moment to give me a call.

I come to Guild Mortgage from Residential Mortgage Services with an extensive background in mortgage lending. An innovator at heart, I create systems that my team can use to walk a borrower through a smooth mortgage experience. With custom touchpoints and a hands-on team, my mortgage clients can relax knowing they are well cared for.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
Zillow logo
4.9
Facebook logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Blaise
Jan 16, 2026
Lititz, PA
Experience logo
Robby was transparent and very helpful throughout the whole process. Great experience for a first time home buyer
Spencer M.
Jan 15, 2026
Google logo
We were lucky enough to work with Andy, Shilo, and the rest of them team at Guild who provided top-notch customer servic...See more
Tom D.
Jan 15, 2026
Google logo
Andy Cardina and his team were very proactive in informing us of potential special rates/opportunities that may be avail...See more
Thomas
Jan 15, 2026
Hummelstown, PA
Experience logo
Andy Cardina and his team were very proactive in informing us of potential special rates/opportunities that may be avail...See more
Dakota
Jan 15, 2026
Manheim, PA
Experience logo
A lot of my clients work with guild and it's always a great experience . Shilo Bair was exemplary in her ...See more
AJ
Jan 15, 2026
I can't recommend Guild Mortgage enough! As a first-time homebuyer, I was anxious about how arduous the mortgage process...See more

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Awards

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Causes & Memberships

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NMLS ID #143174

I am authorized to do business in the state of Pennsylvania.

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