(29 reviews)

Tammy Smith

Loan Officer

NMLS ID #704463

Clarks Summit, PA

4.94

(29 reviews)

Get in touch

Save Contact

222 West Grove Street, Clarks Summit, PA 18411

[email protected]

(570) 220-6288

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Find the loan to fit your life

You have choices when it comes to home financing

About me

I am a licensed Mortgage Loan Originator with 40 years of experience. I am dedicated to helping clients navigate the home financing process with clarity and confidence.Read more

I am a licensed Mortgage Loan Originator with 40 years of experience. I am dedicated to helping clients navigate the home financing process with clarity and confidence. I work closely with borrowers and referral partners to deliver tailored mortgage solutions that align with both short and long term financial goals. I am known for clear communication, responsiveness, and attention to detail. I strive to make every transaction smooth, efficient and stress-free. My goal is to make homebuyers dreams come true!

Awards

Causes and Memberships

Testimonials

4.94 (29 reviews)

4.9

5.0

Ant time that we reach out with a problem or a issue or concwr, Tammy and her team was quick with responses and any time we didn't understand or bettwr understand what was being asked, we were able to get help fairly quic .

Georgia

Aug 5, 2026 |

South Williamsport, PA

Tammy has been great at communicating, she's very knowledgeable, down to earth and works hard for her clients.

Nikkie K.

July 27, 2026 |

See all testimonials

Leave a review

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(570) 220-6288

Mobile:

(570) 220-6288

Branch:

(570) 319-5111

Email:

[email protected]

222 West Grove Street, Clarks Summit, PA 18411

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #704463

I am authorized to do business in the state of Pennsylvania.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

For homebuyers

For homeowners

Get my app

Mortgage updates on the go

Available on Google Play and Apple App Store

Tammy Smith

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app