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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a proud Marine Corps Veteran, I bring the same dedication and discipline to my role as a Mortgage Loan Officer. With over 14 years of experience in the lending industry, I have honed my expertise to become a VA loan specialist, helping fellow veterans achieve their dream of homeownership. 

I am also passionate about assisting first-time home buyers and those seeking down payment assistance programs. I firmly believe that homeownership should be accessible to everyone, and I am committed to guiding my clients through every step of the mortgage process with personalized care and attention. 

Outside of work, I am an avid runner, always striving to push my limits and achieve new goals. This same drive and determination fuel my professional life, ensuring that I provide the best possible service to my clients. 

Whether you’re a veteran, a first-time home buyer, or someone looking for their next home opportunity, I am here to help you navigate the path to homeownership with confidence and ease. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.87 out of 5.0 stars
4.53
5.0
4.96
5.0
Donna
Jun 02, 2025
Hillsboro, OR
Verified

Josh and Thomas were quick to respond to questions and very helpful :)
Monica
May 12, 2025
Bay City, OR
Verified

they took their best time & effort to accomplished what is good for us! they are so helpful to all concerns & questions we had they are professionally mindful in the whole mortgage processing.
Paul
May 12, 2025
Bay City, OR
Verified

1st thing, you guys are very honest with us. very helpful and kind, Monica and I really appreciate you guys for helping us thank you for making this happen. we can't thank you enough. Have a wonderful weekend!
Anna
May 12, 2025
Bay City, OR
Verified

I truly enjoy working with Josh and his team at Guild Mortgage. Josh is knowledgeable about various lending programs and consistently delivers prompt, efficient service. Recently, I've found myself needing answers after hours, and he responds immediately, never leaving me waiting. He is my go-to lender!
Wendy S
May 01, 2025
Verified

Josh was on top of interest rates and contacted me when it was a good opportunity for me to refinance. He is always patient and attentive with my questions and concerns.
Aaron
Apr 14, 2025
Portland, OR
Verified

Ability to answer all questions. Great availability and quick responses. Friendly and personable

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Awards

Causes & Memberships

NMLS ID #569991
I am authorized to do business in the states of Arizona, Idaho, Montana, Nevada, Oregon and Washington. AZ BK#0018883; AZ BKBR# 1051001; AZ LO Lic.# 0942614; Branch NMLS ID 2576285; NV Mortgage Company #1141; OR ML-176;