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About me

As a proud Marine Corps Veteran, I bring the same dedication and discipline to my role as a Mortgage Loan Officer. With over 14 years of experience in the lending industry, I have honed my expertise to become a VA loan specialist, helping fellow veterans achieve their dream of homeownership. 

I am also passionate about assisting first-time home buyers and those seeking down payment assistance programs. I firmly believe that homeownership should be accessible to everyone, and I am committed to guiding my clients through every step of the mortgage process with personalized care and attention. 

Outside of work, I am an avid runner, always striving to push my limits and achieve new goals. This same drive and determination fuel my professional life, ensuring that I provide the best possible service to my clients. 

Whether you’re a veteran, a first-time home buyer, or someone looking for their next home opportunity, I am here to help you navigate the path to homeownership with confidence and ease. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
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Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.87 out of 5.0 stars
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4.5
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5.0
Experience logo
4.9
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5.0
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5.0
Stephanie J.
Oct 3, 2025
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Josh and his team streamlined a very difficult Transaction and made it happen even though we didn't know the outcome.Tha...See more
John L.
Oct 3, 2025
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Great community leader, Josh hosted a lunch and learn for the local realtors at his office, Provided tons of value and e...See more
Kelly S.
Oct 3, 2025
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I was working with the seller, but Josh at Guild got a challenging buyer situation over the finish line and I'm so grate...See more
Kelly
Oct 3, 2025
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Josh is the best. Love working with him.
Stephanie
Oct 4, 2025
Experience logo
and his team streamlined a very difficult Transaction and made it happen even though we didn't know the outcome.Thank yo...See more
Tamara T.
Aug 2, 2025
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If you are in the market to buy or refinance, call Josh! He is fantastic at what he does. Not only will he find the loan...See more

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Awards

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Causes & Memberships

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NMLS ID #569991

I am authorized to do business in the states of Arizona, Idaho, Montana, Nevada, Oregon and Washington. AZ BK#0018883; AZ BKBR# 1051001; AZ LO Lic.# 0942614; Branch NMLS ID 2576285; NV Mortgage Company #1141; OR ML-176;

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