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Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I entered the mortgage industry 17 years ago and quickly discovered a passion for problem-solving and helping people make the best financing decisions. I'm dedicated to guiding my clients through every step of the loan process--educating them about their options and ensuring they feel confident and informed from start to finish.
Throughout my career as a mortgage banker, I've had the privilege of working with a wide range of clients, including first-time homebuyers, returning clients, and seasoned investors. I'm honored to be a 13-time recipient of the Portland Monthly 5-Star Professional Award. In addition, I've earned seven President's Club Awards, one Chairman's Club Award, and two Circle of Honor Awards--recognitions that reflect my commitment to excellence, leadership, and client satisfaction. You're in good hands.
As a native Pacific Northwesterner, I love spending time outdoors with my daughter--biking, hiking, and visiting family throughout Oregon and Washington.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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Nik K.
Jan 30, 2026
Denise and her team are great! Very professional, prompt, and courteous. The whole loan process went extremely smooth fo...See more
Adam S.
Jan 30, 2026
Denise took an insanely difficult file that another lender took 8 weeks with (and ultimately told us it couldn't be done...See more
Gil B.
Jan 27, 2026
This is a great company to work with. They are very professional. No hold ups or time delays. They work well with title ...See more
Gilbert
Jan 27, 2026
Nehalem, OR
Very professional.
Everything was absolutely on time there were no hold ups in processing.
Great communication with REAL...See more
Megan
Jan 9, 2026
Garibaldi, OR
Thank you Denise! Appreciate you!
Patti
Dec 8, 2025
Bay City, OR
Treating the Buyers with respect, and kindness, no matter what their price range. The willingness to share knowledge abo...See more
NMLS ID #136917
I am authorized to do business in the states of Oregon and Washington. OR ML-176;