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Peggy Pense

Loan Officer

51669 Columbia River Hwy., Suite 140, Scappoose, OR 97056
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About Me

I’ve been working in the Mortgage Industry since 1999 and have loved every minute of it.  This business is challenging, fast-paced and exciting. There is never a dull moment! 

The most rewarding part of my job is when I get to help my clients buy the house of their dreams.  Whether you are a first-time home buyer, looking into buying an investment home, upgrading, or downsizing, I enjoy it all.

Throughout my career I’ve had the privilege of being able to help hundreds of families reach their dreams of home ownership.  I also enjoy consulting with those who already own their homes and deciding if refinancing is the right choice for them!

My team and I specialize in many different loan programs, Conventional, USDA, FHA, VA and many more.  We offer a variety of state, county, and city housing programs that provide down payment assistance for our buyers.  We are committed to finding the loan program that best fits your individual financing needs.

Whether you are looking to refinance your current mortgage or purchase your dream home, my team and I are here for you.  Our goal is to be your “lender for life.” Here at Guild, I work alongside some of the industry’s best. From our processing, underwriting, and funding departments, you will never find a more committed, hardworking, and knowledgeable group of individuals.  Let us work for you!

Outside of work, I am blessed with a great husband and together we have four amazing children, Jordan, Allison, Justin, and Ryan. I am blessed with the rare opportunity of sharing the passion I have for lending with my daughter and get to work with her, as she is a member of my team. She will also be blessing us with our first grandson any day now!!  If I’m not at the office, you can find me camping, fishing, or just enjoying a backyard BBQ with friends and family.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.97 out of 5.0 stars
Feb 16, 2023

Peggy is AMAZING!! We were so impressed by how 'on top' of things she was. We also very much appreciated that she was quick on getting back to us which eased a lot of suspense and anxieties of all the unknowns of buying a home. She is so patient and kind and we couldn't recommend her enough.
Feb 16, 2023

Peggy and her team made our first time home buying experience flawless! The communication was exceptional and they walked us through everything helping us understand each step. We will use Peggy and her team for any future needs and always recommend her to our friends and families!
Feb 16, 2023

This is our third time working with Peggy and in every experience she has gone above and beyond. Peggy fought for us every step of the way and was always there to answer questions and guide us. So thankful to have worked with Peggy and her team!
Feb 16, 2023

Being new to the Oregon (I am originally from South Florida) I had a level of anxiety and worry as to how the process of purchasing a home in the Columbia County area. Peggy her crew and the individuals at Guild Mortgage Company work diligently on my behalf to expeditiously and more important painlessly help me achieve my dream of buying a Home. They were very responsive to all my questions and constantly kept me informed. I would definitely recommend them to any perspective home buyer.
Feb 16, 2023

Peggy and her team are amazing!!! Hands down the easiest refinance I've completed and it was done so quickly. The whole team were extremely knowledgeable competent and so easy to work with. Once the process started I had very minimal involvement until the signing. If you're even just curious about a refinance or are ready to purchase I can say with 100 percent confidence Peggy and her team are the way to go!!! So don't wait call now you won't be disappointed.
Feb 16, 2023

Peggy and her team are an absolute blessing to work with! This is the second time I have used Peggy and I would highly recommend her! And definitely will use her again in the future!

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NMLS ID #112867
I am authorized to do business in the states of Oregon and Washington. OR ML-176;