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Guiding You Home with Personalized Financing Options

Navigating the mortgage process with personalized care and expert guidance.

About me

My name is Kevin Palke, and I bring over 10 years of experience in the finance industry, including seven years as a mortgage loan officer with Guild Mortgage Company. I am passionate about helping families achieve the dream of homeownership. An Oregon native, I live in the Salem area with my wife and two children. Outside of work, my hobbies include boating, camping, golfing, and PC gaming.

As part of Justin Morris' team in Salem, I collaborate with a group of dedicated professionals to ensure you have the best possible experience. Our team works together to make the home financing process smooth and stress-free, tailoring solutions to meet your unique needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Mariana L
Nov 08, 2024
Verified

Kevin was great to work with, he made the process easy and was always quick to answer any question I had. Truly recommend working with him and his whole team!
Nathan b
Oct 28, 2024
Verified

Wow what a great experience buying my first home! I worked with Kevin Palke and his amazing team. In the beginning I was stressed and didn't know where to start the process of buying a home. I received a few recommendations of Guild Mortgage and was told to contact Kevin. As soon as I spoke with Kevin I could tell I was in good hands. Without even asking me to do a credit check or how much I had saved he started clearly explaining the process. He answered all of my questions and brought up many things I hadn't even considered. Once he had answered all of my questions and gave me plenty of insight I asked to move forward with the process I didn't feel any pressure and could tell I was in good hands. Kevin is very knowledgeable and straightforward. He does a fantastic job explaining the process and the why behind everything! He was always available even checking in on me while he was on vacation. Kevin also has alot of great connections and was able to set me up with a great realtor Luis Garibay. They worked together to overcome any obstacles we encountered. They took a stressful situation and made it easy I couldn't be happier! I look forward to doing business with him in the future, Kevin is the best!
Jackie F
Aug 13, 2024
Verified

Kevin was amazing to work with! Always quick to respond with information, give explanations and willing to answer any questions related to the process.
Phill S
Feb 22, 2024
Verified

Our experience with Kevin was fantastic. He was diligent, and showed real care when dealing with our family. He made sure our mortgage was just right for our family, and when interest rates dropped, *he* reached out to *us* to help us refinance, saving us a lot of money. If you want a real professional, a genuine human being, then Kevin is your guy!
Reina M
Feb 08, 2024
Verified

Kevin was very personable from our first interaction, and was very easy to work with. He communicated any changes that occurred and was very knowledgeable about the market and rates which helped us make the most well informed decisions we could. We will definitely go back to Kevin and will recommend him to anyone needing a mortgage loan officer in the future.
Amanda H
Jan 31, 2024
Verified

Kevin was an all star from our first conversation to the last day of our transaction and beyond. I will continue to refer him until he retires.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1108894
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;