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Kevin Palke

Loan Officer - Team Morris

NMLS# 1108894

About me

My name is Kevin Palke, and I bring over 10 years of experience in the finance industry, including seven years as a mortgage loan officer with Guild Mortgage Company. I am passionate about helping families achieve the dream of homeownership. An Oregon native, I live in the Salem area with my wife and two children. Outside of work, my hobbies include boating, camping, golfing, and PC gaming.

As part of Justin Morris' team in Salem, I collaborate with a group of dedicated professionals to ensure you have the best possible experience. Our team works together to make the home financing process smooth and stress-free, tailoring solutions to meet your unique needs.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
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5.0
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4.8
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5.0
Merc N.
Feb 2, 2025
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I could not be more pleased with the service received from Kevin Palke and Guild Mortgage. The market is really competi...See more
Melissa P.
Feb 2, 2025
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We were recommended by our relator to contact Kevin with Guild after our banks interest rate was much higher than expect...See more
Jenni
Feb 2, 2025
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My experience working with Kevin was outstanding. From the very beginning, I could tell that he and his team were not on...See more
Cat H.
Feb 2, 2025
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We recently moved into the Salem area from Bend, OR. We had been working to sell our old house to free us up to find a ...See more
Jmlbh07
Feb 2, 2025
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Kevin was the most unbelievably amazing person to help me theough my first time biying a home. He helped me 100% underst...See more
Espepena90
Feb 2, 2025
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Kevin was referred to us by our previous realtor & I'm grateful she did. Kevin was always there for us whenever we neede...See more

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Awards

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Causes & Memberships

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NMLS ID #1108894

I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;

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